
Garima Singh

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About me
credit and account officer at Central Bank home finance limited
Education

Manipal Academy of Higher Education
2021 - 2022Postgraduate Degree Banking, Corporate, Finance, and Securities Law B
Devi Ahilya Vishwavidyalaya
2014 - 2017Bachelor's degree Business/Commerce, General
Manipal Academy of Higher Education
2021 - 2022Postgraduate Degree Banking, Corporate, Finance, and Securities Law
Experience

ICICI Bank
Aug 2022 - nowOffered comprehensive and tailored banking solutions to high-value customers, addressing their unique financial needs, and enhancing their overall banking experience. Demonstrated a deep understanding of market dynamics, customer preferences, and competitive landscapes, enabling data-driven decision-making for long-term customer and business value.Took the lead in various initiatives, fostering collaboration with internal teams, and actively contributed to the bank's market expansion by nurturing existing customer relationships and onboarding new clients. Show less Demonstrated exceptional market awareness by incorporating market nuances into credit underwriting decisions and continuously monitoring market factors, policies, and regulations to make informed credit portfolio decisions, emphasizing a strong focus on risk management and compliance.Successfully performed thorough 360 Banking assessments to determine tailored banking solutions for customers, demonstrating a deep understanding of their financial needs.Efficiently managed the end-to-end credit process, consistently meeting turnaround time (TAT) targets and ensuring timely loan product offerings to customers, showcasing a commitment to operational excellence. Show less
Deputy Manager
Aug 2022 - nowRelationship Manager
May 2023 - Feb 2024Credit Manager
Aug 2022 - May 2023

Central Bank of India
Aug 2024 - nowOfficer
Aug 2024 - nowAccount Manager
Aug 2024 - Sept 2024
Licenses & Certifications
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National institute of stock exchange
National Institute of Securities Markets (NISM)Jun 2022
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