Haroon George

Experience

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  Prime Commercial Bank

  Apr 2004 - Aug 2007

  Preparation of credit proposal for SME and Consumer financing.Supervision of Consumer Finance Portfolio (Auto Finance, Home Finance and consumer durables) .Credit Administration.Updating data for State Bank of Pakistan E-CIB.Preparation of Regulatory Reports relating to SME Financing. On Job Training

  • Trade Officer

    Jul 2006 - Aug 2007

  • Credit Officer

    Jan 2005 - Jun 2006

  • Management Trainee Officer

    Apr 2004 - Jan 2005
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  ABN AMRO Bank N.V.

  Sept 2007 - Jul 2008

  Relationship Officer

  Corporate Service Centre

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  Royal Bank of Scotland Business

  Aug 2008 - Dec 2010

  Team Leader CFB-GTS

  Provide technical support to internal and external clients observing strict compliance of credit manual, SBP policies, circulars, KYC / AML policies and procedures.Scrutinize & forward Export collection / LC collection / LC Negotiation documents,Intimation of export payment to customers.Providing copies of transmitted swift messages to customers.Scrutinize and process Import LC establishment requests / amendment requests, Import advance payments requests.Intimating import maturities to customers.Ensure compliance to SBP prudentials and regulations.Full compliance to other regulatory requirements with special emphasis upon OFAC & CPL checks.Timely submission of mandatory reporting to State Bank of Pakistan and Head office.Interact with other bank divisions for regularization/rectification of all deviations and execution / arrangement of trade (export / import) related finance facilities.LC advising to be timely communicated to the customers.Export refinance portfolio to be managed in timely and efficient manner.Discounting transaction to be properly executed.E form Certification, Export and Import forward Bookings.Helping Relationship Managers in documentation of new clients and trade related transaction and address all matters to client satisfaction.Ensure all transaction to be completed as per SLA’s and within stipulated TAT. Credit administration follow-ups and updation.Line monitoring of commercial clients.Supervising Trade Hub at Gujrat Branch, monitoring all transactions and providing required guidance to staff.Processing of Inward and outward foreign remittances.Perform Nostro Account reconciliations.Preparation of State Bank of Pakistan Foreign Exchange returns.Handling of Swift operations. Show less

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  Faysal Bank Limited

  Jan 2011 - Aug 2015

  Officer Trade and Business Services

  1) Provide technical support to internal and external clients observing strict compliance of credit manual, SBP policies, circulars, KYC / AML policies and procedures.2) Scrutinize & forward Export collection / LC collection / LC Negotiation documents,3) Intimation of export payment to customers.4) Providing copies of transmitted swift messages to customers.5) Scrutinize and process Import LC establishment requests / amendment requests, Import advance payments requests.6) Intimating import maturities to customers.7) Ensure compliance to SBP prudential regulations.8) Full compliance to other regulatory requirements with special emphasis upon OFAC & CPL checks.9) Timely submission of mandatory reporting to State Bank of Pakistan and Head office.10) Interact with other bank divisions for regularization/rectification of all deviations and execution / arrangement of trade (export / import) related finance facilities.11) LC advising to be timely communicated to the customers.12) Export refinance portfolio managed in timely and efficient manner.13) Discounting transaction to be properly executed.14) Export overdue cases handling and completion of SBP adjudicating formalities. Follow up with customer for settlement of export over dues.15) E form Certification, Export and Import forward Bookings.16) Helping Relationship Managers in documentation of new clients and trade related transaction and address all matters to client satisfaction.17) Ensure all transaction be completed as per SLA’s and within stipulated TAT. 18) Credit administration follow-ups and updates.19) Line monitoring of commercial clients. Show less

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  Askari Bank

  Aug 2015 - Dec 2016

  Foreign Trade Manager

  1. Manage and supervise team of import and export officers to achieve the KPI’s set for accuracy and timeliness for transaction processing. Exercise effective control over ay-to-day operations of the department and ensure high level of operating efficiency and superior customer services achieved through clearly defined work controls, methods and procedures to prevent any exposure or potential loss to bank.2. Ensure strict adherence to audit, local regulatory, Foreign Assets Control regulations and trade sanctions, Anti-Money laundering policies, Insider Information, KYC, High Risk transactions, etc. 3. Review and authorize transactions for the department within delegated limits.4. Handle and closely monitor high value and problem bills.5. Export overdue cases handling and completion of SBP adjudicating formalities. Follow up with customer for settlement of export over dues.6. Attending adjudicating court hearing at SBP. 7. Closely monitor payments and loan transactions and ensure transactions processed in accordance with agreed SLA.8. Evaluate team’s performance and give fair appraisals based on their level of contributions. Show less

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  State Bank of Pakistan

  Jan 2017 - now

  Assistant Director

  Transaction Monitoring, Off-site Banking Supervision and Enforcement, AML/CFT, Regulatory Compliance and Internal Controls, Implementation of Enforcement Mechanism under Foreign Exchange Regulations, Trade Finance Rules, Enterprise Risk Management