Ankit Agarwal

Experience

• 

  Mahindra Finance

  May 2015 - Sept 2016

  Management Trainee

  • My Portfolio relating Busi. caters to : Developing Busi. by identifying potential customers for vehicle loans. Supporting the clients for any service/query thereby reducing TAT. Addressing key issues relating Busi. with concerned Dept. Analyzing the Market Share with respect to competitors. Retaining the existing potential base though cross- selling. Frequent updation of Busi. Tracker/MIS to seniors for the whole region.• Monitoring the normalization of 1-4 Age bucket cases through regular follow ups.• Monitoring the Non starters of the territory. Show less

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  HDFC Limited

  Sept 2016 - Feb 2022

  Assistant Manager - Credit & Operations

  KRA caters to Busi. Includes :#Driving the business through channels by regular monitoring logins & disbursals as per compliance. #Complete customer assessment by visiting business place, residence & security proposed. #Credit Appraising Fast Track Files, thereby reducing TAT & Competition#Maintaining quality of Underwriting standards as per policy#Execution of Sales Promotion activities at all defined locations #Mentoring the team for improved individual performance #Customer Interaction for Loan Queries & Cross Selling Opportunities#Close working with collection Dept to resolve early delinquencies #Implement policies & procedures to ensure operational compliance. #MIS Reporting Show less

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  Bajaj Housing Finance Limited

  Mar 2022 - Feb 2023

  Area Credit Manager - Mortgage

  • KRA caters to managing Credit Portfolio includes : HL/LAP/Affordable business for entire Maharashtra Region  Managing Avg flow of 900 files monthly basis with Avg ticket size of 70 Lacs Financial Analysis/ Ratio Analysis/ Risk Analysis/TAT Analysis & Personal Discussion Implementation of Credit Policy & Audit Evaluation to ensure Adherence to it Mentoring team for improved individual productivity Knowledge of Legal & Technical Aspects of mortgage business Portfolio & Delinquency Management Sanc Authority upto 100 Lacs MIS reporting to Senior Management Show less

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  Kotak Mahindra Bank

  Feb 2023 - now

  Sr Manager- Portfolio Risk (Mortgage)

  KRA caters to managing Portfolio/Policy includes : Review status of portfolio mgmt., loan review mechanism, risk monitoring & evaluation, industry reviews and suggest corrective measures Fine tuning of policies time to time as and when required Providing key inputs for design of appropriate technology solutions in coordination with IT team, prepare workflow and conduct testing as and when required in coordination with Depts Liasioning with Depts, for design and development of product, policies & process for mortgage business  Engaging with Internal Audit team for compliance of audit points along with response from operations/business teams. Show less