David Moya

Experience

• 

  Soluziona (formerly Iberpacific)

  Nov 1999 - Jun 2004

  IT Consultant
• 

  Citi

  Jun 2004 - Feb 2021

  Results: Implementation and embedding of a quality assurance framework. Successful credit risk audits (internal and external, incl. US regulatory audits) Results: Alignment of credit risk appetite across partners with Citi's core credit risk appetite. Development of a card acquisition framework for new migrants to Australia. Results: Development and rollout of the customer relief program for the 2010 Queensland Flood victims. Uplift of risk mitigation programs and collections strategies. Development of debt sale models and successful execution of debt sales. Results: Successful rollout of troubled debt restructuring reserve framework and models across Asia Pacific. Incorporation of the Japan credit risk business into the Asia Pacific credit risk operating model. Results: Implementation of local Basel 2 reporting (Basic approach) framework (for BSP) in collaboration with the Corporate and Investment Banking team. Rollout of the Basel 2 (Advanced approach) retail exposure and capital calculation system across Asia Pacific for US regulatory reporting purposes.

  • Vice President - In Business Compliance and Control (Credit Risk)

    Aug 2013 - Feb 2021

  • Vice President - Cards Partnerships Risk

    Jun 2012 - Jul 2013

  • Vice President - Collections Risk Strategies

    May 2010 - Jun 2012

  • Vice President - Asia Pacific Portfolio Reporting and Loan Loss Reserves

    Mar 2008 - May 2010

  • Manager - Risk Reporting (incl. Asia Pacific Regional Basel Coordinator - 2007)

    Jun 2004 - Mar 2008
• 

  Toyota Finance Australia

  Feb 2021 - now

  Enterprise Risk Manager - Toyota Finance Australia

  Heads the Enterprise Risk Management team of Toyota Finance Australia and directly reports to the Chief Risk Officer.Results: Uplift of enterprise risk and crisis response frameworks to industry standards and best practices. Strengthening and embedding of risk culture. Transformation of the Enterprise Risk Management model, from reporting to oversight and assurance.