
Raviraj Jain

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Skills
Business supportGo-to-market strategyProduct adoptionUser adoptionProblem solvingGtmGoogle analyticsDigital product developmentGrowth strategiesProduct road mappingStakeholder managementCustomer experience managementRelationship buildingUser interface designProduct requirementsCustomer journeysVoice of the customerMarket analysisNew product ideasBusiness requirementsAgile MethodologiesBOTBusiness StrategyCOBOLDatabasesDigital ApplicationsFinTechInnovation ManagementJiraMicrosoft ExcelMicrosoft OfficeMicrosoft PowerPointMicrosoft WordNet Promoter ScoreOperations ManagementProcess AutomationProcess ImprovementProduct DevelopmentProduct InnovationProduct ManagementProduct StrategyRequirements GatheringScrumSQLTeam ManagementUser Experience (UX)About me
Fintech product leader with a blend of tech, business, and customer-first execution. With a Computer Science foundation, MBA from IIM Udaipur, and Kellogg product training, I focus on building scalable lending products and digital platforms.As Chief Product Officer at Capri Loans, I lead product strategy, technology roadmap, and transformation initiatives to enable growth and partnerships. Earlier at Fincare SFB, I owned Gold Loans portfolio responsibility and led innovation programs. At Ujjivan SFB, I drove fintech evaluations and pilots through the Innovation Centre.Strengths: lending product strategy, digital journeys, process automation, and cross-functional leadership. Always open to connecting on digital lending and fintech innovation.
Education

Northwestern University - Kellogg School of Management
2022 - 2023Post Graduate Certificate in Product Management
Vilocity Interactive, Inc.
2016 - 2018Master of Business Administration (MBA)
Shri G S Institute of Technology & Science
2009 - 2013Bachelor of Engineering (BE)Computer Science
Experience

Infosys
Oct 2013 - May 2016• Operated IBM’s IMS database to query, view and update member and Plan Sponsor data• Handled Aetna Voice Advantage application member issues using Cisco CP7940G IP Phone• Drafted Business Requirement Documents to capture business need and Service Request change• Conducted Walkthroughs for Client Managers explaining SR analysis and resource requirement• Co-ordinated weekly status calls to provide backlog status on ticket report and future action items• Prioritized SRs in Work-Load Balance Meeting as per their complexity and budget need• Locked SRs in Screening and GATE meetings after getting votes from business stakeholders• Managed team of 4; mentored, KT, assigned, scheduled, and tracked work progress of team • Acted as a SPOC for training junior employees about Aetna Field Office do’s and don’ts rules Show less
Senior System Engineer
Jan 2014 - May 2016Systems Engineer Trainee
Oct 2013 - Dec 2013

PNB MetLife India Insurance Co. Ltd
Apr 2017 - May 2017Management TraineeIT Strategy:• Worked on deployment of an Application Performance Monitoring tool in PMLI• Interacted with vendors of APM tool to understand the functionalities and proposals • Identified the criteria points for selecting an APM tool and calculating a final score • Analyzed market research agency’s Gartner magic quadrant and IDC report for APM

Centurion Consulting LLC
Oct 2017 - Nov 2017Management Intern
Ujjivan Small Finance Bank Limited
Apr 2018 - Oct 2019Manager - Innovation CentreInnovation Centre of the bank - responsible for evaluating Fintech solutions and work closely with internal departments to identify need for innovation and delivering it. The five pillars of Innovation centre are: New customer acquisition, customer engagement, improving process efficiency, customer experience and wallet share.• Driven cross-functional team for customer acquisition, and process efficiency projects• Evaluated Business Alliances and Fintech partnerships for new products and services• Developed Digital Deposits product based on research and competition analysis• Worked under C-Suite people for preparing strategy and investor presentation for Bank Show less

Fincare Small Finance Bank
Nov 2019 - Jan 2022Have owned Gold Loan product in a bank as Product Manager, for PnL, Portfolio, Risk, Policies, New Initiatives, Marketing, & Collections.• Productivity of Gold Loans• Curbing business risk with portfolio management to ensure near 0 loss• Handling Gold Loan Applications for Acquisition, Renewal and Closure• Heading a fabulous team of 8 members Handled special projects under COO - Operations || Bank ATMs, Aadhaar Centres, Automation Anywhere
Product Manager - Gold Loans
Feb 2021 - Jan 2022Product Manager - Innovation
Nov 2019 - Feb 2021

Capri Global Capital Ltd.
Jan 2022 - now- Developed system for business expansion partnerships- Delivered Audit Management System - Managed loan origination and loan management systems- Developed mobile application (Android + iOS) for business partners- Designed and delivered Lead Management System
Product Head - Technology Initiatives
Feb 2024 - nowDigital Product Manager
Jan 2022 - Jan 2024
Licenses & Certifications

Strategy Shift Forum
MIT Sloan Management ReviewAug 2025
Google Analytics for Beginners
Google analyticsMar 2023- View certificate

Product-led Certification
Pendo.ioMar 2023 
Getting started with Optimizely Experimentation
OptimizelyJan 2023
User Experience Design
MiroOct 2022
Balsamiq: Rapid Wireframing
BalsamiqSept 2022
Programming Foundations: APIs and Web Services
LinkedInApr 2022
Agile Product Owner Role: Foundations
LinkedInApr 2022
JIRA from Scratch to Expert
UdemyFeb 2022
Atlassian Confluence Fundamentals for Beginners
UdemyFeb 2022
Technology for Product Managers
LinkedInFeb 2022- View certificate

API and Web Service Introduction
UdemyJan 2022 
AML and KYC
Xpertifi Skills TechOct 2020- View certificate

Bloomberg Market Concepts
Bloomberg LPSept 2016
Volunteer Experience
Volunteer
Issued by Jeevan Jyoti Child Home, Udaipur on Nov 2016
Associated with Raviraj JainDigital literacy Volunteer
Issued by Parinaam Foundation on Apr 2018
Associated with Raviraj Jain
Languages
- enEnglish
- hiHindi
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