VIoleta Lekkas

VIoleta Lekkas

Member of Young European Federalist of R. N. Macedonia (JEF)

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location of VIoleta LekkasSkopje, Skopje Statistical Region, North Macedonia

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  • Timeline

  • About me

    Economist at Stopanska banka AD - Skopje

  • Education

    • Korn & Korn Training

      2022 - 2023
      Holistic Corporate Analysis Holistic Business and Credit Risk Analysis Holistic Corporate Analysis
    • Different Academy

      2020 - 2021
      QA Software Testing (Manual & Automation) Information Technology
    • Academy of Banking and Information Technology, Skopje

      2018 - 2019
      Certified Credit Analyst Credit Analyst
    • Specialist Advisor for collection in period of crises

      2009 - 2009
      Optimizing Strategy and Collection during period of crises Business/Collection
    • Bachelor ‘s degree of Economist

      1995 - 2002
      University "St. Cyril and Methodius", Faculty of Economy - Skopje Business/Commerce, General
  • Experience

    • Young European Federalist of R. N. Macedonia (JEF)

      Mar 2002 - Apr 2004
      Member of Young European Federalist of R. N. Macedonia (JEF)

      • Project manager for education - subject” European Union, its institutions and members” ” and relations between EU and R.N. Macedonia.• Preparing reports. • Participation in the design and work on the new and already existing projects in JEF.

    • Login – net, Internet café

      Apr 2004 - Sept 2005
      Internet coordinator

      • Customer support.• Preparing documentation in word, excel, PowerPoint, printing, scanning. • Taking care of all technical documentation.

    • EOS-Matrix, Skopje

      Sept 2005 - Oct 2006
      Advisor for financial solution

      • Project manager for data validation. • Negotiation and making contracts for payment debt with clients.

    • Stopanska Banka AD - Skopje, member of NBG Group

      Oct 2006 - Jun 2016
      Head of Unit in Collections Department/Retail Banking Division
    • Stopanska banka AD - Skopje

      Oct 2006 - now

      • Daily generating corporate portfolio delinquency and monitoring. • Providing reports from SAP for blocked legal entity and converting in excel data. • Business Analyst and tester for a project.• Preparing business specifications.• Analyzing Non-performing loans (NPLs) Movement.• Close collaboration with customers – everyday frequency via mail, cellphone, meetings, and other channels for communications for understanding, negotiation, and finding solutions for payment. • Submission of instructions for initiating procedures for the collection of claims to the competent authorities. • Correspondent for Operational Risk. Show less • Developing procedures and participate in defining work processes.• Submitting requests for continuous process improvement.• Participation in development projects in the Collection Department.• Tracking (early and late) delinquency analysis and proposed measures to improve collection.• Monitoring and communication with lawyers and collection agencies.• Coordinate and organize staff and activities in the unit and giving reports to the senior manager.• Business Analyst and tester for projects.• Preparing functional and business specifications.• Cost-benefit analyses.• Correspondent for Operational Risk.• Controlling and verify invoices and other activities in the Retail Banking Collection within the Credit Risk Department. Show less

      • Underwriter

        Oct 2022 - now
      • Economist

        Oct 2006 - now
      • Collaborator for SBB Portfolio

        Jun 2016 - Nov 2022
      • Head of Unit in Collections Department

        Jun 2011 - Jul 2016
      • Advisor in Collections Department

        Apr 2009 - Jun 2011
      • Younger assistant in Collection department

        Oct 2006 - Apr 2009
  • Licenses & Certifications

    • Certified credit analyst

      Academy of Banking and Information Technology - ABIT
    • QA Software Testing (Manual and Automation)

      Different Academy
      Mar 2021