Ygor Silva

Experience

• 

  Linked

  Feb 2015 - Dec 2015

  Financial Trainee

  • Financial Analysis and Reports:• Monitoring of financial statements (P&L, balance sheet, cash flow);• Creation and updating of financial dashboards and reports;• Analysis of financial and operational KPIs;• Planning and Budgeting:• Support in budget planning and forecasting;• Analysis of variances between budgeted vs. actual figures;• Identification of opportunities for cost reduction and resource optimization;• Performance and Strategy Management:• Assistance in the development of financial strategic plans;• Participation in performance meetings and executive presentations;• Benchmarking and competitor analysis;• Control and Compliance:• Support in internal and external audits;• Process analysis to ensure compliance with financial standards;• Identification of financial risks and recommendations for improvements;• Tools and Systems:• Use of ERP (SAP, Oracle, TOTVS) for financial management;• Application of tools such as Power BI, SQL, and Excel;• Automation of financial processes with technology;• Interaction with Different Departments:• Interaction with areas such as Accounting, Treasury, Controlling, and Strategic Planning;• Participation in multidisciplinary projects;• Development of communication and negotiation skills. Show less

• 

  Restaurant Sabor de Minas

  Jan 2016 - Feb 2020

  Business and Financial Manager

  • Administrative routines and financial treasury, planning and defining revenues and expenses, forecasting and managing cash flow, accounts payable, accounts receivable, expense analysis, bank reconciliations, cost and expense control, financial reports and closings, management of taxes and legal obligations, liquidity, operational, and credit risk analysis and management;• Preparation and analysis of monthly P&L (Profit and Loss) statements, identifying variances and proposing corrective or improvement actions;• Responsible for consultative support to other business directors to present tools and solutions that support cost reduction and increase employee productivity;• Contract preparation with a focus on clarity, legal compliance, and protecting interests, ensuring fair agreements and minimizing risks;• Acting and developing programs for evaluating behavioral competencies;• Monitoring the strategic plan and tactical direction of control, employee payment flow;• Customer Service. Show less

• 

  Itaú Unibanco

  Mar 2020 - May 2024

  • Strategic Planning and Execution: Responsible for strategic planning, organization, and execution of activities with high discipline and efficiency, ensuring deadlines are met and delivering positive financial results while consistently adding value to clients.• Financial Management and Results Analysis: In-depth knowledge of portfolio financial management, including P&L analysis, processes, risk assessment, production, and profitability. Conducted detailed P&L analyses, identified performance variances, and proposed solutions to optimize profitability.• Performance Management (KPIs/OKRs/SLAs): Defined and monitored key performance indicators to measure efficiency, quality, and cost, ensuring alignment with strategic objectives and adherence to service-level agreements (SLAs).• Forecast and Capacity Planning: Conducted detailed studies on financial forecasting and capacity planning, suggesting necessary adjustments to maximize efficiency and consistently monitoring these metrics within management routines.• Portfolio Management and Client Relationship: Built and maintained strategic relationships with B2B and B2C clients, planning and monitoring portfolio performance to ensure client satisfaction and achievement of financial targets.• Credit and Risk Management: Deep understanding of the credit cycle, financial risk analysis, and mitigation strategies. Identified business opportunities and provided credit solutions aligned with client needs, while carefully managing risks to ensure strategic objectives were met.• Team Management and Leadership: Led teams, supporting the development and performance of business agents to ensure high-quality service delivery and continuous growth.• Strategic Vision and Market Analysis: Monitored market trends and competition to identify new opportunities, strengthen the company’s competitive position, and align strategies with industry trends. Show less • B2B and B2C Relationship Management: Developed strategic relationships with clients, understanding their financial needs and offering customized solutions to add value and strengthen long-term partnerships.• Financial Consulting: Conducted detailed analyses of client profiles and financial demands, providing expert guidance on credit, investments, and cash flow management to maximize financial efficiency.• Portfolio and Profitability Management: Continuously monitored client portfolios, evaluating financial indicators and proposing strategies to optimize profitability, enhance client retention, and reduce operational costs.• Business Prospecting and Expansion: Identified new opportunities through market and portfolio behavior analysis, anticipating demands and expanding the range of financial products and services.• Credit and Risk Management: Performed thorough credit analyses to ensure a balance between responsible lending and business growth, focusing on risk mitigation and generating new financial opportunities.• Growth Opportunity Identification: Conducted market research and analysis to uncover new business opportunities and demands within the client portfolio. Show less • Operational Process Support: Assisted in the execution of daily banking activities, such as account reconciliation, document management, and operational report analysis.• Flow and Deadline Management: Focused on organization and operational efficiency, ensuring that all processes adhered to deadlines and quality standards.• Data Analysis and Reporting: Participated in the development of reports to monitor performance indicators and contributed to continuous improvement initiatives.• Management Team Support: Provided assistance in daily operations, tracking goals and results with a focus on efficiency and accuracy. Show less

  • Senior Strategic Account Manager

    Aug 2022 - May 2024

  • Business and Commercial Analyst

    Mar 2021 - Jul 2022

  • Operation Intern

    Mar 2020 - Mar 2021
• 

  Grupo FIT

  Mar 2025 - now

  Senior Financial Planning & Analysis (FP&A) Analyst

  • P&L (Profit & Loss) Management: Responsible for preparing, analyzing, and monitoring the income statement, ensuring the tracking of revenues, costs, and margins. Identified variances and developed action plans to optimize profitability.• Expense Control and Reporting: Conducted detailed analysis of operational and administrative costs, ensuring budget adherence and proposing initiatives to reduce expenses and increase financial efficiency. Developed periodic reports with strategic insights for senior management.• KPI Management and Monitoring: Oversaw financial and operational indicators such as EBITDA, Contribution Margin, CAC, LTV, ROI, and OPEX, ensuring strategic alignment and achievement of the company’s financial goals.• Budgeting and Forecasting: Participated in budget planning and financial forecasting, utilizing methodologies such as rolling forecasts and scenario analysis to enhance forecast accuracy.• OKR (Objectives and Key Results) Management: Defined and monitored financial and operational OKRs, ensuring strategic initiatives were aligned with organizational objectives. Developed key metrics to measure business impact, efficiency, and sustainable growth.• Automation of Financial Processes and Reporting: Developed and implemented automated solutions to optimize the collection, analysis, and visualization of financial data.• Financial Modeling and Analysis: Built robust financial models, including cash flow projections, valuation, and economic feasibility analyses, enabling proactive risk and opportunity management.• Strategic Decision-Making Support: Provided detailed analyses to directors and C-level executives to optimize business performance. Show less