Experience

• 

  Suntec business solutions

  Feb 2008 - Mar 2010

  Implementation engineer

  * Understanding customer requirements* Mapping the requirements to the product, TBMS

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  Federal bank

  Apr 2010 - May 2022

  ▪ Credit Risk Modellinga) Building application scorecards for retail loans using Machine Learning algorithms.b) Developing behavioural PD Models for retail/ SME loans.c) Conducting periodic model validation of various scorecards used by the Bankd) Capital Adequacy computation, Credit Risk Stress Testing and preparation of ICAAP documente) LGD computation for Housing Loan and Auto Loan portfolios▪ Customer Analyticsa) Work with business teams to identify opportunities for leveraging data to drive business parameters.b) Delivering Machine Learning Models that help provide a crisp customer base for Cross Sell/ Up sell opportunities of our banking products.c) Generating and maintaining a pre-approved customer base to whom Personal Loans/ Credit Card offers are pushed on a monthly basis.▪ Collection Analyticsa) Developing roll-forward and roll-backward models for assessing the probability of collection in retail loans.b) Providing insights to Retail Collections team by channel scoring and analyzing call disposition details.▪ Data Visualizationa) Collate data and develop dashboards (Tableau) narrating key performance indicators and strategies▪ Member (representing Analytics Division) of PWG (Project Working Group) for implementation of Oracle CX Cloud platform. Show less

  • Associate VP Analytics Division

    May 2015 - May 2022

  • Manager NPA Management Division

    Nov 2012 - May 2015

  • Asst. Manager Branch Banking

    Apr 2010 - Nov 2012
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  Tata consultancy services

  May 2022 - now

  Associate consultant