Andy McGinnis

Experience

• 

  GE Capital

  Jun 1996 - Aug 2000

  Forecasted contract and customer profitability, advised the VP of Sales on results, and designed a sales manager bonus plan to align compensation with profitability and long-term growth. Rotated through five six-month assignments focused on various Finance and Accounting disciplines within Consumer Credit Card, Structured Finance, Commercial Real Estate, Broadcasting, and Equipment Leasing.

  • Senior Financial Analyst

    Feb 1999 - Aug 2000

  • Financial Analyst - Financial Management Program

    Jun 1996 - Jan 1999
• 

  Merrill Lynch

  Sept 2000 - Sept 2008

  Analyzed financial results and key metrics, led a division-wide initiative to streamline processes and drive change management, and managed capital commitments by evaluating initiatives and advising the CFO. Estimated weekly earnings for Merrill Lynch, provided insights to senior management, supported business unit targets during the 2001 restructuring, and developed analytics and presentations for Investor Relations, the CFO, and the Board of Directors.

  • Vice President, Financial Planning & Analysis - Global Wealth Management

    Apr 2004 - Sept 2008

  • Assistant Vice President, Financial Planning & Analysis - Corporate Planning & Investor Relations

    Sept 2000 - Apr 2004
• 

  Bank of America Merrill Lynch

  Oct 2008 - Mar 2010

  Vice President, Decision Support Finance - Global Wealth Management

  Supported the integration of Merrill Lynch’s Global Wealth Management into Bank of America, partnering with cross-functional leaders to drive growth, reduce expenses, and achieve financial and operational targets.

• 

  American Express

  Mar 2010 - now

  Collaborated with Marketing and Risk teams to optimize over $1B in marketing investments. Led a quantitative modeling team to forecast volumes, credit reserves, and net income under various macroeconomic scenarios, supporting the company’s annual Capital Plan. Directed portfolio and market-level forecasting and P&L analysis under various macroeconomic scenarios, delivering insights to senior leaders and regulatory bodies, including the CFO and Federal Reserve Board. Developed the Annual Plan and Long Range Plan using economic analysis and financial modeling, while partnering with business leaders to manage expenses and balance investments with financial targets. Partnered with the business unit CFO to manage a $650M budget, consistently achieving financial targets, while overseeing investment spend with Technology and business partners to meet financial and technical objectives.

  • Vice President, Global Commercial Services Finance - Investment Optimization

    Aug 2020 - now

  • Vice President, CCAR Modeling & Analytics - Risk Finance

    Jan 2019 - Aug 2020

  • Director, CCAR P&L and Analytics - Risk Finance

    Jul 2016 - Jan 2019

  • Director, Financial Planning & Analysis - US Consumer Finance

    Mar 2013 - Jun 2016

  • Director, Financial Planning & Analysis - Global Business Services

    Mar 2010 - Mar 2013