Christina Frick, CRCM

Experience

• 

  Palm Beach National Bank & Trust

  Sept 2001 - May 2003

  Customer Service Representative

  Assisting customers with their banking relationships.

• 

  Colonial Bank

  May 2003 - Dec 2004

  Branch Sales Supervisor

  Retail and operational functions of bank branch.

• 

  Kirchman Corporation

  Jan 2005 - Nov 2005

  Client Advocate

  Provided dedicated customer service to a portfolio of banks ranging from DE Novo status to a billion in assets. All support related items were filtered through and monitored to ensure the most prompt attention and resolution possible. Being the voice of the client ensured a strong relationship between the client and our organization.

• 

  South State Bank

  Mar 2006 - Aug 2014

  Regulatory Compliance Specialist

  Ensure bank policy/procedures follow banking regulations and laws. Coordinate bank monitoring. Project leader for HMDA monitoring and submission Project Coordinator for Dodd-Frank implementation Dodd-Frank implementation testingResponsible for monitoring and providing business support on a variety of complex regulatory and legal procedures.Help manage, review, and update the banks policies and procedures to ensure adherence to lending regulations including but not limited to ECOA, HMDA, FCRA, RESPA, TILA, SCRA, and Flood. Show less

• 

  First Community Bank of South Carolina

  Sept 2014 - now

  Help manage, review, and update the banks policies and procedures to ensure adherence to lending regulations including but not limited to ECOA, HMDA, FCRA, RESPA, TILA, SCRA, and Flood. Train Bank employees to ensure adherence to lending regulations.Project team leader - TRID, MLA, and HMDA implementations. Project team member - BSA and Regulatory Compliance Program implementationPrepare and submit annual HMDA submission files to regulatorsManage the banks CRA efforts by collecting, analyzing and reporting various data regarding lending, investments and services provided in the banks' assessment areas.Responsible for monitoring and providing business support on a variety of complex regulatory and legal procedures.Proficient with HMDA Wiz, HMDA Relief, Calyx Point Central, Compliance One Lending and Mortgage, Fiserv, and FCRM. Show less

  • Vice President, CRA/Fair Lending Officer

    Jul 2022 - now

  • Vice President, Assistant CRA/Fair Lending Officer

    Jul 2021 - Jul 2022

  • AVP/Lending Compliance Manager

    Sept 2014 - Jul 2022