Experience

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  Jlma accounting, tax and business consultant

  Mar 2012 - Nov 2012

  Book keeper

  • Dedicated to maintaining the record keeping of accounting of non for profit organization up to date. While also managing smaller record keeping of different organization.

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  Kpmg

  Feb 2013 - Jun 2013

  Tax intern

  In charge of completing corporate tax returns and volume of business. Filed tax return in the municipal of San Juan.

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  Pricewaterhousecoopers

  Sept 2013 - Nov 2013

  Assurance associate

  Worked as entry level auditor in the banking industry. Completed compliance audit and inventory.

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  Massmutual financial group

  Jan 2014 - Sept 2016

  Financial advisor

  ★ Developed strategic roadmaps to achieve client investment and retirement goals through life insurance, IRAs, mutual funds, annuities, and other financial products★ Recommended financial instruments based on insight into each client’s goals, timeline, and risk tolerance.★ Reached 100% of all sales targets year after year.☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲ABOUT MASSMUTUAL FINANCIAL GROUPMassMutual provides financial products such as life insurance, disability income insurance, long term care insurance, retirement/401 plan services, and annuities. Show less

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  Citi international financial services, llc

  Sept 2016 - Jan 2022

  ★ Used Bloomberg Terminal to execute Buy and Sell Fixed Income orders and separate accounts. Summarized transactions in daily reports.ABOUT CITI INTERNATIONAL FINANCIAL SERVICESCiti International Financial Services provides banking and financial services, including structure notes of equity and derivatives, and fixed income securities trading. ★ Produced a weekly news summary of emerging market trends for the Trading group, providing guidance on market direction as to where to secure the best prices.★ Researched securities and industries to find investment opportunities.★ Served as a resource for providing quotes to company brokers in Uruguay, Miami, Chile, and Puerto Rico.★ Researched bond runs and pricing in illiquid markets in order to execute transactions at the best price.★ Reported information to clients on interest rates, inflation rates and economic trends with the potential to impact their portfolios. Show less ★ Serviced High Net Worth clients from Venezuela, Central America, and the Dominican Republic, managing investment portfolios ranging from $250,000 to $1M in value. Addressed all internal requests and escalated client issues.★ Advised clients on the best investment and banking products to meet their financial goals while respecting their risk tolerances, including mutual funds, bonds, T-bills, and certificates of deposit.★ Maintained compliance with policies that included AML and KYC requirements, CRF updates, Form W-8, and recordkeeping relating to the onboarding of new clients and initial credit setup.★ Developed marketing collateral and attended meetings with clients via phone. Worked with clients to assess risk tolerances, which shaped investment recommendations.★ Supported the Relationship Management and Risk teams by addressing credit requests, annual reviews, internal risk rating development, and financial spreading.☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲☲ABOUT CITI INTERNATIONAL FINANCIAL SERVICESCiti International Financial Services provides banking and financial services, including structure notes of equity and derivatives, and fixed income securities trading. Show less

  • Fixed Income Trader Assistant Vice President

    Jan 2018 - Jan 2022

  • Relationship Management Associate

    Sept 2016 - May 2018
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  Lincoln financial group

  Dec 2023 - May 2024

  Financial analyst

  ★ Supports an Advisor by collecting information from high-net worth clients and developing strategies to meet their goals.★ Uses the Emoney application to develop financial plans that are presented to clients.★ Leverages the use of the Nitrogen (Riskalyze) application to measure individual client risk tolerances in order to tailor the financial roadmap.★ Trains colleagues on the use of formulas in Microsoft Excel.ABOUT LINCOLN FINANCIAL SERVICESLincoln National Corporation is a Fortune 200 company which operates multiple insurance and investment management businesses through subsidiary companies. Show less

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  Charles schwab

  Jun 2024 - now

  • Managed client relationships to optimize financial planning and help achieve wealth-building goals.• Fostered growth by providing long-term financial guidance and support.• Collaborated with clients to create personalized strategies for maximizing wealth.

  • Wealth Advisor

    Mar 2025 - now

  • Sr. Specialist Services Associate

    Jun 2024 - Mar 2025