Mohamed Nabil

Experience

• 

  Banque Misr

  May 2010 - now

  Banque Misr – Central Department For Small BusinessAssistant department manager- section headJob Description: Develops new business opportunities, leads inter-departmental teams for conducting market research, negotiating loans, designing loan guaranty facilities, and drafting technical assistance agreements with funders. Appraise the loan proposal highlighting the viability of business. Monitor the entire operation and execution from loan approval to legal to disbursement. Monitor the client relations and payment schedule Partner with possible institutions to help better serve our client requirement and get business. Design Products suitable to market and client’s requirement in coordination and supervision of Head – SME. Serves as a committee member on different regions-appointed internal approval committees. Follow up the work-plan designed by different regions to achieve the annual target. عرض أقل Banque Misr – Central Department For Small Business Supervisor-section headJob Description Handling a credit portofio for small bussiness sector in Canal region. Negotiating the customers to solve their problems. Supervise about 8 credit analysts in Developing and implementing a focused relationship , marketing and sales strategy for customers. Meeting the revenue targets established for the portfolio. Working with the product team to customize existing product to meet customer needs. Revising the credit line memo. Analysis&interpretation of financial statements and credit rating Following up approved lines عرض أقل Banque Misr – Central Department For Small BusinessCredit Analyst- section headAnalyze current credit data and financial statements of firms to determine the degree of risk involved in extending credit or lending money and determine suitable credit facilities. Prepare reports with this credit information for use in decision-making.Job Description: Studying the financial position of applicant from his documents “Balance sheet, Income statement for last 3 years and cash flow statement.” and determine the next :Degree of Obligation Risk Rate “O.R.R “for customer.Value of facility, which we can give it to him according to the cash, which the firm could achieve.Period which applicant can paid our premiums within it according to the time used in to convert his Capital to cash another time.Prepare the credit memo Be sure the applicant use our facility in the purpose which ask our to give it for him.Controlling and supervising on all financial transactions عرض أقل

  • Credit Manager

    Jan 2024 - now

  • Assistant Department Manager- Section Head

    Jul 2017 - Apr 2024

  • Supervisor-section head

    Jun 2015 - Jun 2017

  • Credit Analyst

    Mar 2014 - May 2015

  • Banker (B)-Banker(A)

    May 2010 - Feb 2014