Alice Poon

Experience

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  Bank of East Asia

  Jan 2006 - Jan 2008

  Business Manager (China Division)

  Property Lending (corporate) & Branch Operation

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  Mizuho Corporate Bank

  Jan 2008 - Jan 2013

  Deputy Manager, Credit Analysis & Control Dept

  Credit Analysis Team, Greater China

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  China Everbright Bank

  Jan 2013 - Jan 2016

  Credit Analyst, Corporate Banking Dept

  -Preparing new credit applications, reviews, amendment request-in-depth financial analysis, checking compliance with covenants against loan documents-experience in aircraft pre-delivery payment financing, bilateral loans & syndication -advise front lines in types of info required for proposals

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  ICBC (Asia)

  Jan 2016 - Jan 2017

  Corporate Banking Credit, Manager

  Made recommendation on credit facilities new application & group reviews for credit approvers. Assessed credit risk and monitor on compliance of financial covenants as well as other conditionsAttended credit committee meetings and present the case, prepared minute

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  Industrial Bank Co., Ltd. Hong Kong Branch

  Jan 2017 - Jan 2019

  Professional at Credit Approval Department

  - Assess the credit risk & make recommendation on credit applications-advise RMs on structuring deals, suggest conditions and financial covenants for mitigations- exposure to complicated structured deals leaded by investment banks-focus on large corporates, mainly PRC background, including stated-owned enterprises, red chips as well as listed companies & some POEs- experience in cross-border business- site visits to overseas projects (Malaysia ＆Australia, PRC)- very detail-minded and number-sensitive - able write report in both Chinese & English - familiar to translation of financial terms Show less

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  China CITIC Bank International Limited

  Jan 2019 - now

  Risk Management, Corporate Credit Risk