Salin Kumar A

Salin Kumar A

Assistant Systems Engineer

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location of Salin Kumar ABengaluru, Karnataka, India

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  • Timeline

  • About me

    Corporate Banker | IIM Calcutta

  • Education

    • Govt. Model Engineering College, Thrikkakkara

      2009 - 2013
      B.Tech Electronics and Communications Engineering

      Activities and Societies: Event Coordinator- The Illuminati Quiz 2012, Treasurer - Quiz Club

    • MES Udyogamandal School

      2007 - 2009

      Activities and Societies: President - Public Speaking & Debating Club (2008-2009), School Prefect (2008-2009) School Magazine Editorial Board member, 2008-2009 All Kerala ICSE/ISC State Quiz Championship - 3rd prize, All Kerala ICSE/ISC State Cultural Meet- Eastern Music 3rd PrizeISRO Space Quiz State Level 3rd Prize

    • Mount Tabor School

      2006 - 2007

      Activities and Societies: House Captain of one of the 4 Houses of the school, 2007-2008 Secured distinction at National level in PCM scholarship Examination

    • Indian Institute of Management, Calcutta

      2014 - 2016
      Master of Business Administration (MBA) Finance, Marketing

      Activities and Societies: Head of Events, IIM Calcutta Quiz Club

  • Experience

    • Tata Consultancy Services

      Dec 2013 - May 2014
      Assistant Systems Engineer

      Underwent Training in Unix, Oracle and C++,National Level 3rd at the online Quiz as a prelude to Couple o' Questions

    • Indian Institute of Management, Calcutta

      Jun 2014 - Apr 2016
      Student

      Head of Events at the IIM Calcutta Quiz Club (ICQC)

    • Tata Steel

      Apr 2015 - Jun 2015
      Summer Intern- Marketing & Strategy

      Developed Market Entry Strategy for Tata Wiron’s Binding Wire into the B2B segmentMarkets covered: Maharashtra & GujaratInteracted with all the stakeholders- R&D of company, marketing & sales department,distributors, wholesale dealers,retailers and customers to generate insightsIdentified the market gaps in the requirements and servicesAnalysed the marketing and pricing strategies of the competitorsPerformed market mapping to identify the potential customer segmentsIdentified the target market, influencers and decision makers in the purchase processSuggested the pricing mechanism and Marketing Communication to be delivered to the customers Show less

    • State Bank of India

      May 2016 - Dec 2020

      Managed an asset portfolio of Rs. 22,000 cr., handling Oil & Gas SectorCross-selling the entire ecosystem of products to the corporate clientsPresented credit proposals to the committeesConducted Internal Risk Ratings, Pre-sanction & Post-sanction Due DiligenceNegotiated term sheets with clients Conducted Stress Test & Risk Appetite test on CAG portfolio of ~Rs. 4 lakh crore, to monitor credit riskConducted RCSA Exercise for the CAG vertical PAN IndiaPeriodically tracked Key Risk Indicators to minimise operational riskForecasted provisions in respect of NPAs, Probable NPAs and Watchlist accountsPrepared and presented to RBI and Statutory Auditors, returns related to Movement of NPAs and Restructured Assets

      • Assistant Relationship Manager - CAG Mumbai

        Jul 2018 - Dec 2020
      • Risk & Compliance Manager - CAG

        May 2016 - Jun 2018
    • THE FEDERAL BANK LIMITED

      Dec 2021 - Dec 2023
      Manager & Credit Analyst - CIB Karnataka

      Client acquisitions, Deal Structuring & Negotiations in Large Corporate LendingCredit Underwriting experience of >Rs. 6000 cr. including Project Finance and Overseas M&A

    • ICICI Bank Limited

      Jan 2024 - now
      • Senior Relationship Manager - Syndication South India

        Feb 2025 - now
      • Senior Relationship Manager - LCG Karnataka

        Jan 2024 - Jan 2025
  • Licenses & Certifications

    • Certificate in Commercial Credit

      Moody's Analytics
      Mar 2019