
Paula Smart
Loan Officer

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About me
Loan Officer Assistant/Processor at Pacific Coast Mortgage
Education

Ponderosa High School
1989 - 1992
Eldorado High School
1990 - 1991
Experience

Sierra View Financial Corp.
Jan 2003 - Jan 2006Loan OfficerMortgage Specialist. First Time Buyers. Refinance. 2nd Mortgages. Down Payment Asst.

Paradise Financial
Apr 2008 - Sept 2009Mortgage AdvisorOriginated loans; specializing in first time buyers. FHA, VA, Conventional. Jumbo.
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Capitol Mortgage Company (NMLS #319032)
Apr 2009 - Jan 2010Mortgage AdvisorOriginated loan applications. Worked with 1st time buyers, refinances, 203K.

Comstock Mortgage
Feb 2011 - Jun 2012Mortgage Advisor at Comstock Mortgage MLO-276451 CA DRE# 01300925Mortgage Advisor. Servicing First Time Buyers, Reverse Mortgages, Refinance Options, 203k.Grants, Down Payment Assitance. Need someone who provides great service. A mortgage professional who can get the job done with over 18 years of experience!Located in the Roseville Branch.

Cherry Creek Mortgage Co.
Jun 2012 - Apr 2018Mortgage AdvisorA senior loan officer at Cherry Creek Mortgage responsible for originating purchase and refinance loans in California. With over 19 years of experience in the mortgage lending industry, I have decided to join the great team at Cherry Creek Mortgage. With my knowledge of first time homebuyer loans and down payment assistance programs, I will provide you and your clients a very smooth and educational home buying experience. I love being helpful and sharing in my knowledgeable as I assist you in all your mortgage needs. I am here to help! Show less

Residential Home Loans, A Division of Cherry Creek Mortgage Co.
Jun 2012 - Apr 2018Mortgage Loan Officer1st time Buyer Specialist, Down Payment Specialist, Refinance, HomeStyle, 203k, Reverse Mortgage Certified, USDA, Jumbo, and also a Mentor!!

Freedom Mortgage
Apr 2018 - Jul 2019Mortgage Loan OfficerFostering Homeownership! Builder Acct. Making the process easy for buyers! True DU/LP guidelines. Common sense underwriting!

Essex Mortgage
Aug 2019 - Jul 2020Sr. Loan Officer / LOABringing Families Home

Pacific Coast Mortgage-Brandee Stephens Team!
Jul 2020 - nowLoan Officer Assistant/ProcessorAll around team player! Prequal, Income Evaluation, Processing, Verifications, Etc...
Licenses & Certifications

Certified Path2Buy Coach
Tom Ward Path2BuyJul 2013
Volunteer Experience
Girl Scout Leader Troop 703
Issued by Girl Scouts of the USA on Jun 2011
Associated with Paula SmartSunday School, Run our Fire Works Booth to raise funds for youth group
Issued by Friends Church on Jan 2012
Associated with Paula SmartAuditor
Issued by Green Oaks PTA on Sept 2011
Associated with Paula Smart
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