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Himanshu Sharma

Himanshu Sharma

Credit Officer

Followers of Himanshu Sharma607 followers
location of Himanshu SharmaJaipur, Rajasthan, India

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  • Timeline

  • About me

    Audit Analyst at Harshwal consulting services LLP.

  • Education

    • Maharishi Arvind Institute Of Science And Management

      2019 - 2021
      MBA(Finance and Marketing)

    • Maharishi Arvind Institute Of Science And Management

      2016 - 2019
      B.com

    • Saint Soldier Public School - India

      2015 - 2016
      Senior Secondary

    • Saint Soldier Public School - India

      2013 - 2014
      Secondary

  • Experience

    • Svatantra Microfin Pvt. Ltd

      Apr 2022 - Aug 2024
      Credit Officer

      1. Preparing of CAM and evaluating client's financial information and calculating risk ratios such as IIR, FOIR and LTV to detemine loan eligibility.2. Evaluate creditworthiness and risk of each client prior sanctioning of loan.3. Analyse risk and recommending credit committee to sanction or reject loan application.4. Guide and update sales team regarding changes in Industry trends and credit polices of organization.5. Maintain timely communication with legal and technical team.6. Update sales team regarding documentation pending from client's side. Show less

    • Harshwal Consulting Services LLP

      Aug 2024 - now
      Audit Analyst

  • Licenses & Certifications

    • Fundamentals of credit

      Alison
      Sept 2022

    • An Introductory Course in Personal Finance and Credit

      Alison - Empower Yourself
      Jul 2022
      View certificate certificate

    • Ai tools workshop by be 10X

      Be10x
      Aug 2025