Shaaf Khurram

Experience

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  Zong CMPak Ltd

  Jun 2013 - Sept 2013

  Financial Analyst

  • Forecasting and Revenue Assurance• Determining anomalies in calls/ data traffic to identify losses in revenue and report any discrepancies to the manager• Perform internal auditing measures pertinent to the cost and expenditure of the employees and departments • Creating PO orders and reviewing traffic/ revenue reports followed by creation of forecasting reports.

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  Bank Alfalah Limited

  Jul 2014 - Sept 2014

  Intern- Commercial Banking

  •Finance & Trade related services •Pledging/ de-pledging of assets•Worked on corporate lending and establishment of syndicates.•During the time I helped in managing 10 corporate client portfolios and assisted in the opening and overlooking of one syndicate. I also assisted in issuance of letter of credits and guarantees to customers and organizations including NEC Japan

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  The Australian National University

  Aug 2017 - Jul 2018

  Momentum

  The ANU College of Business and Economics (CBE) established the MomentuM Program for professional development to ensuring students are prepared to successfully navigate the professional landscape and meet the expectations of their future employers. MomentuM is delivered in conjunction with industry professionals and is an extremely rigorous, voluntary initiative which take 12 months to complete. Students participate in monthly compulsory workshops, networking events, mentoring, and non-compulsory ‘satellite’ workshops. Many students do not finish the program but those who do are among the elite at the ANU’s College of Business and Economics. Show less

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  ANU Postgraduate and Research Students' Association (PARSA)

  Aug 2017 - Jul 2018

  • Managed a $2.70 million portfolio,• Performed budgeting, looked after the finances • Devised investment policy and performed annual audits• Liaising with financial institutions and brokers to establish ex resources investment pool• Prepared financial statements and adopted cloud-based accounting system

  • Treasurer

    Dec 2017 - Jul 2018

  • General Representative

    Aug 2017 - Dec 2017
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  Toad Hall Australian National University

  Jan 2018 - Nov 2018

  Resident Scholar
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  Meezan Bank Limited

  Jan 2019 - Dec 2019

  Associate Relationship Manager

  •Conducted thorough annual and industry reviews of 50 + companies including fertilizer, textile, telecommunication, sugar/ethanol.o Worked on syndication of USD 295 Million 4G Licenseo Setting up of USD 10 million teaching hospital•Introduced quality asset business to the bank, inclusive of funded and non-funded business.•Analyzed financials of companies, prepared credit proposals by carrying out sensitivity, debt and risk analysis•Liaised with clients to retain the existing business & to ascertain their fresh appetite as well as visited new clients with the prospect of bringing them on board.•Maintained a book of clients to, around 100 companies to assist with their day-to-day needs, while providing exceptional customer service.•Updated the risk rating of individual clients by using data from State Bank and peer bank resources to remain within the banks risk appetite. •Financed seasonal financing for steel, sugar and power sector clients, using outstanding debt and market demand projections. Show less

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  RBC

  Jul 2021 - Jul 2022

  Banking Advisor

  •Advised and catered to the financial and credit needs of retail as well as small business clients•Managed a dedicated book of business clients and assisted them with connecting them to the partners that •Performed refinances and home equity financing for personal as well as business clients•Assisted clients in debt consolidation; worked on Investor and High liquid client programs •Maintained a dedicated book of COIs to supplement volume growth and long-term client contact•Advised clients investment and mutual fund products tailored to the Know Your Client mechanism•Actively worked on different RBC credit programs including High Net-worth and Investor programs•Continuously offered value added advice and referred RBC clients to respective partners •Processed on average of 15 client credit applications a week achieving over CAD 5 million in 4 months. •First point of contact of clients; known for delivering exceptional customer care service•Advised clients with time constraints especially interest switch during rising interest rates•Provided on going coaching to new hires, colleagues, and associated employees of the bank•Building capacity, understanding, and prevention of issues for clients, to promote better banking experience Show less

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  Scotiabank

  Jul 2022 - Apr 2023

  Senior Financial Advisor

  •Catered to client’s mortgage, investment and business needs along with assisting them through various business programs•Assisted the branch and the commercial banking team to meet the larger goals of district•Educated clients regarding business and investments and introduced them to various business products •Implementing customized financial solutions by constructing financial plans to build and maintain long term relationships, recommending suitable bank products, while being a first point of contact for over 500 customers; managing multiple product queries and sales across various clients. •Consistently providing top notch customer service using the customer experience model by relating, discovering, advising and committing to each client while maintaining a professional image.•Managing high net worth client profiles and assuring all financial plans are delivered in a timely manner while increasing the bank’s overall Net Promoter Score.•Assisted clients with business credit and in filing their applications based on financial statement and cash flow analysis•Devised financial plans for clients and provided them with services to plan retirement leveraging various mutual funds and other investment vehicles Show less