Connie Moyer

Experience

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  Principal Financial Group

  Jan 1988 - Jan 1993

  Underwriter/Underwriting Supervisor
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  ReliaStar Mortgage

  Jan 1993 - Jan 1997

  AUS Manager

  I was responsibility for the implementation of Desktop Underwriting within our organization (determination of internal and external processes, staffing, technology and training). Within less than two years of roll out, over 30% of the companies volume was sourced through my "channel". Developed full day sales presentation and training to loan brokers to engage and teach them how this valuable tool could be used to streamline their processes and improve their customers loan experiences.

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  CitiMortgage

  Jan 1997 - Jan 2006

  Chief Underwriter, Correspondent Lending

  I managed Underwriting and Credit Risk for the Correspondent Lending Channel through the purchase of first (conventional prime, non-prime and government) and second mortgages, with staff in multiple sites with an annual budget of $2,000,000. I provided strategic focus and support for Product, Program and Policy training through all internal and external communications, including contractual documents and marketing collateral. I was involved in the determination and implementation of best practices through multiple real estate lending acquisitions and integrations. On behalf of the sales team, I researched, championed, and launched successful new products which increased market share and profitability and partnered with operations managers on the daily management of incoming volume as well as the development and delivery of pending policy and procedural changes. Show less

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  Paramount Mortgage Company

  Nov 2006 - Jun 2013

  Licensed Mortgage Banker

  Responsible for the origination of residential real estate loans in accordance with Paramount Mortgage Company (PMC) guidelines, with a focus on purchase transactions using community lending products and down payment assistance programs. I delivered financial education through partnerships with realtor clients builders and employers. It was critical to maintain a complete and thorough knowledge of corporate product guidelines and adhere to and comply fully with any and all PMC policies and procedures related to internal and external rules and regulations, particularly those established by State and Federal law. I provided mortgage clients sound financial advice based on a full understanding of needs as well as PMC's mortgage products and their benefits. Show less

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  CBE

  Jan 2009 - Jan 2011

  Director, Sales

  I was responsible for the completion of marketing research to identify prospective clients and key contacts for regional as well as national accounts and to drive development of new business opportunities in the Western Midwest territory (NE, ND and SD). As a new employee, I research CRM systems and ultimately customized and maintained corporate CRM database. I was tasked with training the sales team and being a champion of the system. I researched and wrote a five year sales and marketing plan at the request of the Chief Operating Officer. Additional responsibilities included the sourcing Requests for Proposals (RFPs) as well as the preparation of the proposal as well as participating on the team that successfully completed Corporate rebranding. Show less

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  Wells Fargo Home Mortgage

  Jun 2013 - Oct 2014

  Home Mortgage Consultant

  • Origination of residential real estate loans in accordance with Wells Fargo guidelines, including Conventional, Jumbo, FHA (both 203b and 203k), VA and Second Liens• Focused on aiding first-time homebuyers with down payment assistance programs such as Iowa Finance Authority and City of Waterloo Community Development• Delivered financial education through partnerships with realtors, builders, schools and area non-profits• Member of the Cedar Valley Housing Coalition, which was formed to educate the community and the real estate industry on available housing programs Show less

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  Crumbz

  Oct 2014 - Apr 2016

  Owner

  After 30 years in financial services, I decided to start my own business. I have always loved to bake and successfully used my own creations with clients and business partners. Crumbz specializes in custom designed cookies for business partners to use with their clients or corporate events. Our cookies are always made to order and include vanilla, chocolate, red velvet, lemon, margarita and more. With over 250 cookie cutters, cookies can be designed for any occasion.

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  Express Employment Professionals - Currently Assigned at Dubuque Bank and Trust

  Apr 2016 - Dec 2016

  Certified Professional Staffing

  Last assigned at Dubuque Bank and Trust as a Mortgage Closing Assistant* Complete funding packages accurately and within designated time frames* Runs Compliance Ease ensuring that loan data is entered correctly* Ensures loan meets all regulatory requirements* Deliver appropriate documentation to the Servicing Department* Prepares wire requests and funding instructions

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  Heartland Financial USA, Inc.

  Feb 2017 - now

  Small Business Portfolio Manager

  • Review loans that are maturing to determine terms of renewal and documentation requirements• Complete financial spreads for all credits with total aggregate exposure of over $250M• Communication with officers and other bank staff to obtain missing documentation and discuss renewal terms• Referral of loans to Special Assets when appropriate