
Viraj M.
Equities & Treasury Analytics

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About me
Product Strategy & Digital Transformation Leader | Driving Innovation in Wealth Management, AI Solutions, & Client-Centric Products
Education

Penn State University
-Bachelor's degree Finance & International BusinessActivities and Societies: • Penn State Investment Association (PSIA) - Consumer Staples sector Analyst • Dean's List Honoree • Outdoor club - Vice President • Student Government - Treasurer

University of Westminster
-International Business International Business
Experience

Barclays Capital
Jan 2010 - Jan 2012Equities & Treasury Analytics• Led the Global Optimization initiative focusing on cost savings, revenue generation, and risk reduction across various businesses and legal entities, which achieved substantial savings. Initiated and managed a balance reporting work-stream that identified flaws in the current funding model and proposed a solution to potentially save $5 million.• Analyzed the Global Balance Sheet, secured/unsecured funding, RWA and tangible assets. Collaborated with global counterparts to research and identify major drivers including the market conditions.• Performed credit analysis on letters of credit, money market funds and other investments which were utilized to cover requirements at exchanges and other counterparts while still yielding the best ROI for the firm.• Redesigned existing reports that were processed manually to an automated structure using VBA to boost performance and promote efficiency. Resulted in savings of approximately ten hours weekly. Show less

The Depository Trust & Clearing Corporation
Jan 2012 - Jan 2014Manager, Corporate Finance and Business TransformationExecuted enterprise-wide strategic projects and initiatives focused on optimizing operating model, organizational design, and product rollout. Developed deep understanding of critical issues facing the firm, designing recommendations to drive the change and build executive management support to implement the recommendations.• Performed a cost transparency analysis for a $240M business that identified opportunities for senior management to reduce expenses, enhance revenue, improve shared services utilization, and leverage location strategy; transformed the business from a negative operating margin to profitability.• Managed the IT Cost Transparency work streams to provide detailed insights into various high-impact technology initiatives that had a direct impact on various businesses. Resulted in significant reductions of IT expenses in the range of 10%-35%.• Worked on several key corporate initiatives such as spans & layers and process improvement that increased efficiencies and identified redundancies. • Successfully completed Foundational Leadership Program, an internal 9-month leadership program with an MBA influenced curriculum targeting future leaders of the organization. Nominated as one of 21 participants by Senior Leadership spanning the business.Supported all facets of managing a business: expense management, regulatory requirements, capital needs, budgeting/forecasting, and presenting financial / business updates to the Board of Directors. Handled financials for several DTCC businesses: LoanSERV, NYPC, GTR, and Global Collateral• Developed a business case for Global Collateral, a JV (joint venture) between DTCC and Euroclear. Partnered with various DTCC business functions to project revenues and expenses. Collaborated with Executive and Finance teams at Euroclear to perform a due diligence analysis on the proposed financials. Show less

Clarient Global (a DTCC company)
Jan 2014 - Jan 2016Director, Finance and Business Management LeadClarient is a DTCC FinTech startup founded with BNY Mellon, Barclays, Credit Suisse, Goldman Sachs, JP Morgan and State Street. Firm provides a centralized utility to address control, transparency, cost reduction, and regulatory requirements related to KYC, FATCA, EMIR, AML and Dodd-Frank.

JPMorgan Chase & Co.
Jan 2016 - Jan 2021Partner with Business and IT stakeholders across the organization to drive innovation agenda.Leading and managing end-to-end innovation strategy including: opportunity identification, process re-engineering, roadshows, development and client engagement at C-suite level.
Executive Director - Product Owner, Robotics & Innovation CoE
Jan 2016 - Jan 2021Executive Director - Product Owner, Digital Wealth Management
Jan 2016 - Jan 2021

Alvarez & Marsal
Jan 2021 - Jan 2022Digital Transformation Lead
Wells Fargo
Jan 2022 - nowExecutive Director - Product ManagerWIM Banking Product Owner
Licenses & Certifications

Alteryx Core Certified
AlteryxSept 2019
Volunteer Experience
Board Member - Northeast Coordinator
Issued by Young Jain Professionals (YJP) on Jan 2015
Associated with Viraj M.
Languages
- enEnglish
- guGujarati
- hiHindi
- saSanskrit
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