Sudhesh Kumar

Experience

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  ICICI Bank

  Aug 2005 - Aug 2009

  Credit Manager

  Was looking for Cluster Banking Credit for East.Credit appraisal, preparation of appraisal note, coordinating with Risk Dept., presentation before committee for proposal of companies upto Rs.50 crore networth.Handling credit processing team of six executives and ensuring credit processing teams are constantly updated on the changes in the credit policies. Arranging policy & process training.Ensuring finalization of proposal notes, proper justification of variances in key financial ratios & projected financials and adherence of operating guidelines.Responsible for all India salary processing, issuance of offer letter and experience letters of outsourced staff of credit processing team. Show less

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  IDBI Bank

  Aug 2009 - Nov 2011

  Relationship Manager

  Credit appraisal, preparation of appraisal note, coordinating with Risk Dept., presentation before committee for proposal of companies upto Rs.100 crore turnover. Appraisal of term loan for greenfield and expansion project.Credit appraisal under various government schemes. Ensuring timely compliance of sanction terms, assisting in documentation & disbursement and monitoring of accounts conduct. Maintaining relationship with existing clients and acquisition of fresh clients.Initiating recovery proceedings and issuing legal notices of NPA accounts. Show less

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  Kotak Mahindra Bank

  Nov 2011 - Apr 2018

  Associate Vice President

  Joined Kotak Mahindra Bank as Senior Manager and promoted to Associate Vice President and also elevated to look entire RBG North (except Rajasthan). Our region was best performing in terms of quality of credit appraisal, productivity and portfolio quality. We were handling portfolio to the tune of Rs.1400 crore and customer spread over UP, MP, Haryana, Punjab and Delhi.

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  Sudhesh Kumar & Company

  Apr 2018 - now

  Proprietor