Mukesh Dingwani

Experience

• 

  Fullerton India Credit Company Ltd.

  Mar 2006 - Aug 2007

  Senior Officer -Collections
• 

  ICICI Bank

  Jan 2007 - Jan 2010

  Collection Manager

  MANAGING DELINQUENT PORTFOLIO/COLLECTION FOR AUTO BUSINESS -JODHPUR & BIKANER LOCATIONS.RESPONSIBILITY INCLUDES DELIQUENCY MANAGEMENT,TO MAXIMISE COLLECTION & MINIMISE LOSSES,TIMELY REPOSSESIION AND DISPOSABLE OF ASSETS,TO LIASON WITH COLLECTION/REPO AGNECIES, FI AGENCY, IN HOUSE COLLECTORS & TELECALLERS,ADVOCATES & POLICE DEPARTMENT.

• 

  Standard Chartered Bank

  May 2010 - now

  Working in Standard Chartered Bank – AHMEDABAD since Sep-2015 till date as a Manager-Collections (SME-LAP ,HL & BIL) Minimizing Bank’s risks by implementing Securitization Act for Mortgage/LAP NPAs Monitor and control Delinquency and Credit Losses for retail products. Liaison with Legal/Law Enforcing Authorities for speedy recovery process Ensure follow-up on 30 dpd+ delinquent accounts for resolution & responsibility of legal process Sec- 138, Sec-25 of NI Act , 156(3) , Civil suits & DRT Proceedings Ensure legal recourse and follow up on delinquent accounts where applicable. Timely assignment of Hard-core accounts to Collections agencies & tracking the developments Negotiate & follow-ups & responsible for High-value accounts of Mortgages & SME-LAP clients. Show less KEY RESPONSIBILITIES:To aid business growth through effective monitoring and control of Consumer banking delinquent portfolio in BIL / SME To effectively monitor and review Portfolio trend to ensure strict control over delinquency management and minimize net credit loss Key Objective Responsible for managing the collection process and ensuring that over dues are within trigger levels. Expedite resolution of existing delinquent base and enhance recovery. Major Deliverables ensured that the NPAs are kept at minimum trigger levels To be fully aware of all the policies and procedures issued in relation to money laundering prevention. Show less

  • Manager Collections -HL ,LAP & BIL

    Sept 2015 - now

  • Asst Manager - Risk Control ( Surat & Baroda)

    May 2010 - Aug 2015