Jill Druse

Experience

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  Capitol Federal Savings Bank

  Mar 1992 - Feb 1997

  Staff Accountant/Vault Teller

  Staff Accountant, May 1996 to February 1997• Daily reconciliation of Capitol Federal’s bank account with Federal Home Loan Bank, Topeka, Kansas.• Balanced 25 branch offices daily.• Maintained and depreciated Capitol Federal’s fixed assets using FAS2000 depreciation software.• Responsible for the maintenance and posting of Capitol Federal’s personal property tax.Vault Teller, March 1992 to May 1996• Ordered all branch cash and dispersed cash to tellers as needed.• Balanced vault cash daily.• Supervised 4 to 6 tellers.• Perfect teller balancing 1993 and 1994. Show less

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  Old Kent Bank

  Feb 1997 - Mar 1998

  Customer Service Representative

  • Processed customer transactions in a timely manner.• Answered customer inquiries regarding Old Kent products and services.• Sold Old Kent products based on customer’s particular needs.

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  Landmark National Bank (formerly Citizens Bank, N.A.)

  Mar 1998 - Jan 2001

  Mortgage Loan Processor

  • Input application data into MortgageWare 8.2 and obtained proper verifications of employment, deposit and rent as well as ordered and processed credit report information.• Prepared all loan closing documents for Loan Officer and verified all underwriting requirements were met prior to closing.• Responsible for sale of loans, on the secondary market, to Federal Home Loan Mortgage Corporation.• Packaged and shipped sold government loans to Fleet National Bank in accordance with government and specific Fleet guidelines.• Assembled loan files according to federal audit guidelines and verified all required guidelines were met.• Followed up on missing loan documents including contacting title companies regarding the issuance of final titles. Show less

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  Office of the State Bank Commissioner

  Jan 2001 - now

  Financial Examiner Principal

  • Facilitate all aspects of safety and soundness examination as Examiner-in-Charge. Includes acting as liaison between examination team and bank management, and includes relating all findings of the examination to daily management and the bank’s Board of Directors. Additionally, responsible for composing the Report of Examination.• Analyze bank data in order to assign ratings to capital adequacy, earnings, liquidity and sensitivity to market risk.• Assess bank management and their ability to affectively and efficiently operate the bank.• Analyze the bank’s loan portfolio to determine possible credit risk to the bank. Additionally, responsible for determining if loans are in compliance with applicable laws, regulations, and the bank’s Loan Policy.• Assess all bank policies and determine if policies comply with state banking guidelines.• Perform examination procedures relating to the bank’s information technology systems. Show less