
Mohamed Bagoul
Sales Specialist & Treasury Accountant

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About me
SMEs Relationship Manager at AlexBank.
Education

Faculty of Commerce (English Section), University of kafr-elsheikh
2014 - 2018Bachelor of Commerce - English Section (Very Good with Honors) Accounting Very Good with Honors "%84"First grade : Very GoodSecond grade : Very GoodThird grade : Very GoodFourth grade : Very Good

Frankfurt School of Finance & Management
2020 - 2021SMEs Finance Practitioner Finance & Credit Business Management. 85%
Experience

Wholesale company
Jul 2015 - Sept 2015Sales Specialist & Treasury AccountantIt was a summer- Vacation job. My goal was to gain some skills that will help me when I graduate.

Concorde El Salam Hotel Cairo
Jul 2016 - Sept 2016Junior AccountantIt's a summer vacation job in my second year at university. It helped me a lot in shaping my personality professionally.

ALEXBANK
Aug 2017 - Sept 2017Summer TraineeI have engaged in the operations of three different departments,#Customer_Service_Department.#Micro_&_SME_Department.#Non-Cash_Operations.

Arab International Bank
Dec 2019 - Feb 2020Customer service Agent
Banque du Caire
Feb 2020 - Mar 2022SMEs Credit Relationship OfficerMy Main Tasks as follows:-- Responsible for achieving the targeted growth of the SME portfolio according to the planned targets.- Accountable for the entire credit granting process, including Writing Credit Memo, Making visits of existing & prospecting Clients and Tailoring facility structure according to each client's need.- Participate in one-on-one meetings with clients to explain SMES products and services · - Growing the portfolio by identifying new sales opportunities and keeping trusting relationships with SMEs Clients. Show less

ALEXBANK
Mar 2022 - now- Managing long relationships with existing clients.- Building relationships with new potential clients of Medium Enterprises.- make on-site & off-site visits and attend meetings with potential clients to indentify their needs.- offer the bank products that suit clients needs and achieving Cros-Selling as much as possible.- Collecting Docs from clients and preparing detailed credit memo to be presented to team leader.- go in negotiations with risk team to explain any further information about the client.- present the case in credit committee in a simple way to outline the positive points. Show less
SMEs Relationship Manager
Jun 2023 - nowSMEs Assistant Relationship Manager
Mar 2022 - Jun 2023
Licenses & Certifications
- View certificate

Certified SMEs Practitioner
Frankfurt School of Finance & ManagementMar 2021 - View certificate

SMEs facility structure
Egyptian Banking InstituteMar 2021 
SMEs Cash Flow Projection
Egyptian Banking InstituteFeb 2021- View certificate
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Fundamentals of Credit
Corporate Finance Institute® (CFI)Apr 2020 
Completion of Student Summer internship Program.
ALEXBANKSept 2017
Training for Employment CBE: Principles of Banking Certificate
Egyptian Banking InstituteJan 2017- View certificate

Accounting & Finance
TestDomeFeb 2020
Volunteer Experience
Participant
Issued by AIESEC in Egypt
Associated with Mohamed Bagoul
Languages
- arArabic
- enEnglish
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