Mohamed Bagoul

Mohamed Bagoul

Sales Specialist & Treasury Accountant

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location of Mohamed BagoulAlexandria, Egypt

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  • Timeline

  • About me

    SMEs Relationship Manager at AlexBank.

  • Education

    • Faculty of Commerce (English Section), University of kafr-elsheikh

      2014 - 2018
      Bachelor of Commerce - English Section (Very Good with Honors) Accounting Very Good with Honors "%84"

      First grade : Very GoodSecond grade : Very GoodThird grade : Very GoodFourth grade : Very Good

    • Frankfurt School of Finance & Management

      2020 - 2021
      SMEs Finance Practitioner Finance & Credit Business Management. 85%
  • Experience

    • Wholesale company

      Jul 2015 - Sept 2015
      Sales Specialist & Treasury Accountant

      It was a summer- Vacation job. My goal was to gain some skills that will help me when I graduate.

    • Concorde El Salam Hotel Cairo

      Jul 2016 - Sept 2016
      Junior Accountant

      It's a summer vacation job in my second year at university. It helped me a lot in shaping my personality professionally.

    • ALEXBANK

      Aug 2017 - Sept 2017
      Summer Trainee

      I have engaged in the operations of three different departments,#Customer_Service_Department.#Micro_&_SME_Department.#Non-Cash_Operations.

    • Arab International Bank

      Dec 2019 - Feb 2020
      Customer service Agent
    • Banque du Caire

      Feb 2020 - Mar 2022
      SMEs Credit Relationship Officer

      My Main Tasks as follows:-- Responsible for achieving the targeted growth of the SME portfolio according to the planned targets.- Accountable for the entire credit granting process, including Writing Credit Memo, Making visits of existing & prospecting Clients and Tailoring facility structure according to each client's need.- Participate in one-on-one meetings with clients to explain SMES products and services · - Growing the portfolio by identifying new sales opportunities and keeping trusting relationships with SMEs Clients. Show less

    • ALEXBANK

      Mar 2022 - now

      - Managing long relationships with existing clients.- Building relationships with new potential clients of Medium Enterprises.- make on-site & off-site visits and attend meetings with potential clients to indentify their needs.- offer the bank products that suit clients needs and achieving Cros-Selling as much as possible.- Collecting Docs from clients and preparing detailed credit memo to be presented to team leader.- go in negotiations with risk team to explain any further information about the client.- present the case in credit committee in a simple way to outline the positive points. Show less

      • SMEs Relationship Manager

        Jun 2023 - now
      • SMEs Assistant Relationship Manager

        Mar 2022 - Jun 2023
  • Licenses & Certifications

    • Certified SMEs Practitioner

      Frankfurt School of Finance & Management
      Mar 2021
      View certificate certificate
    • SMEs facility structure

      Egyptian Banking Institute
      Mar 2021
      View certificate certificate
    • SMEs Cash Flow Projection

      Egyptian Banking Institute
      Feb 2021
    • Fundamentals of Credit

      Corporate Finance Institute® (CFI)
      Apr 2020
      View certificate certificate
    • Completion of Student Summer internship Program.

      ALEXBANK
      Sept 2017
    • Training for Employment CBE: Principles of Banking Certificate

      Egyptian Banking Institute
      Jan 2017
    • Accounting & Finance

      TestDome
      Feb 2020
      View certificate certificate
  • Volunteer Experience

    • Participant

      Issued by AIESEC in Egypt
      AIESEC in EgyptAssociated with Mohamed Bagoul