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Vishal Kumar

Vishal Kumar

Summer Intern

Followers of Vishal Kumar555 followers
location of Vishal KumarKolkata, West Bengal, India

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  • Timeline

  • About me

    Credit,MSME,Risk Management

  • Education

    • Hans Raj College,Delhi University

      2009 - 2012
      Bachelor of Arts (B.A.) English(Hons.)

    • Xavier Institute of Management(XIM Bhubaneswar)

      2013 - 2015
      Master of Business Administration (M.B.A.) Marketing,Finance,Banking

  • Experience

    • Ujjivan Financial Services Pvt Ltd.

      Apr 2014 - May 2014
      Summer Intern

      Studying the risk management practices at Ujjivan and recommending a structure for Risk Containment Unit

    • ICICI Bank

      May 2015 - Nov 2018
      Solutions Manager,Enterprise Credit

      Generation of Business:To generate Agri and PSL leads, meet clients, structure deals and conclude while catering to their working capital requirementsSanction:To prepare sanction notes as per the Bank’s requirements while incorporating the appropriatePSL Structures and get them approved through the various sanctioning authorities, in close coordination with the relationship teams Documentation:To execute the documentation with the client, in close coordination with the teamDisbursement: To get the documents verified, limit set up and the loan disbursed, in close coordination with the credit and operations teamCross Sell:To promote other products of the Bank like investment products,other loan products,CASA etc.Due Diligence:To conduct post-disbursement due diligence of the borrowers. Show less

    • UCO Bank

      Dec 2018 - now
      Manager

  • Licenses & Certifications

    • FLIP Certified

      Banking and Finance Training Institute

    • CAIIB

      IIBF

    • JAIIB

      IIBF