
Ajeet Kumar Prajapati
Marketing Research Intern

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About me
Credit Underwriter @RBL Bank Ltd || Ex- Cars24 | Ex- HDBFS | Ex- IProcess Services (ICICI) || IIBF KYC AML
Education

DAV PUBLIC SCHOOL RIHAND NAGAR (NTPC) SONEBHADRA
1999 - 2013INTERMEDIATE COMMERCE• Core Team Member [Creative Head & Budgeting- TEACHER DAY CELEBRATION 2012 ]• Core Team Member [Creative Head & Sound Management - FAREWELL 2012 ]• Volunteer at MHRT 2012 [ 2 Days Event- Cricket]• Volunteer at Sports Day 2011 [ 1 Days Event- Athletics]• Volunteer at MHRT 2010 [ 4 Days Event- Athletics]• Multiple Prizes in Painting, Slogan & Essay Writing [Organiser: TQM Department, Safety Department, vigilance Department of NTPC LTD & Others]• National Cyber Olympiad… Show more • Core Team Member [Creative Head & Budgeting- TEACHER DAY CELEBRATION 2012 ]• Core Team Member [Creative Head & Sound Management - FAREWELL 2012 ]• Volunteer at MHRT 2012 [ 2 Days Event- Cricket]• Volunteer at Sports Day 2011 [ 1 Days Event- Athletics]• Volunteer at MHRT 2010 [ 4 Days Event- Athletics]• Multiple Prizes in Painting, Slogan & Essay Writing [Organiser: TQM Department, Safety Department, vigilance Department of NTPC LTD & Others]• National Cyber Olympiad 2010 [Science Olympiad Foundation]• Participated in multiples group Dance, Play & Skits• Actively participated in School Assembly with News Reporting, Quiz Session & Discipline Volunteer Show less

Indira Gandhi National Open University
2018 - 2019Certificate in NGO Management (CNM) Social Work6 Month Certificate Course in NGO Management with 7 Days mandatory contact Programme/ training. Passed in June 2019Successfully completed Training with Womenite from 02 Oct 2019- 10 Oct 2019. The NGO work with the issue related to Menstrual Health, Child Sexual Abuse, Gender Equality, etc.

The Institute of Company Secretaries of India
2015 - 2015Foundation 242/400
Mahatma Gandhi Kashi Vidyapith University, Varanasi
2013 - 2016Bachelor of Commerce (B. Com) Accounting, Finance & Business• Member of COM-FEST Management Team (2015) Responsible for Catering, Conflict Management & Quiz Session Host• Member of COM-FEST Management Team (2013) Responsible for Registration & Welcome Desk

Banaras Hindu University
2015 - 2016Diploma in Microfinance and Entrepreneurship (DME)Diploma in Micro-finance and Entrepreneurship (DME) is a Part-Time Course for Graduation pursuing Students. This course is offered by the Institute Of Management Studies- IM ( earlier FMS) to Develop & Train about Microfinance, Business, Management & Entrepreneurship.• Core Team Member: "KEEPSAKE" [2016] A Cultural Fest and Alumni meet for Certificate & Diploma Course Student. Responsible for:* Event Planning & Implementation * Invitation & Communication*… Show more Diploma in Micro-finance and Entrepreneurship (DME) is a Part-Time Course for Graduation pursuing Students. This course is offered by the Institute Of Management Studies- IM ( earlier FMS) to Develop & Train about Microfinance, Business, Management & Entrepreneurship.• Core Team Member: "KEEPSAKE" [2016] A Cultural Fest and Alumni meet for Certificate & Diploma Course Student. Responsible for:* Event Planning & Implementation * Invitation & Communication* Catering & Refreshment * Memento & Gift DistributionSpecial Thanks to Dr. P.V. Rajeev Sir for great Support & mentoring.• Attended One-day Seminar [Evening with Entrepreneurs-2016 ] A great event, inspired by Professors, Field Expert, Agripreneure, Chartered Accountant, etc Show less

Indira Gandhi National Open University
2019 - 2022Masters of Commerce Business/Commerce, General
Experience

Indian Institute of Management, Lucknow
May 2015 - Jun 2015Marketing Research InternThis 1-month(4 Week) Remote Internship in Marketing Management is under the Mentorship of Prof. Sameer Mathur of IIM Lucknow. The Internship is framed for undergraduates who are aiming to build a future in the marketing & its management. The Internship is well designed and communicated to the intern for learning purposes. A well-structured internship is divided into Four Modules and Subdivide into multiple Tasks. Learning• How to improve Presentation Skill• How to work on Microsoft PowerPoint• Power of Storytelling• Basic Concept of Marketing Management by Philip Kotler [ Textbook: Marketing Management: A South Asian Perspective “14th Edition”]• Analysis of Harvard Business Reviews Articles (HBR)• Analysis of Harvard Cases Studies Show less

Procter & Gamble
Jun 2015 - Jun 2015Marketing Intern"Career ki Hawa Badal do" is a Virtual Internship program offered by P&G for their Brand "AmbiPur". It's a full-fledged virtual internship for marketing philosophy and concepts, brand promotion, etc.Recipient of Certificate of Merit form Ambi Pur signed by Marketing Director, P&G India.Learning:• Understanding Product Range• Digital Marketing• Brand Promotion• Referral & Lead generation via nykaa.com• Market survey & research
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I-Process Services (I) Pvt. Ltd.
Jun 2018 - Mar 2020Credit Process AssociateWorking with ICICI Bank Ltd in Home Loan (Credit & Operations)• Cross-checking of Login Files• Following of KYC Norms as per Bank policy• Quality Check of Application Forms, KYC, Other Docs as per Policy• Passing Regular Information of RCU holds to Sales Team for Solving RCU holds• Checking & Understanding RCU Sample reports for proper Approvals• Preparation of Sanction Files Ready to Punch with Operation Team• Preparation of Credit Approval Memo (CAM)• Initiation of PD, FI & Banking Verifications• Solving Audit Query of Credit Managers• Solving Query of Non-Discripency Check (NDC) Team• Banking of Login Cheque within Proper TAT• Communicating Vendors to Solve their Query and Monitoring of assigned work for Proper TAT• Preparation of MIS• Dispatching of Files to Operations for Storage.• Overall responsible for Document Scanning & Uploading on Company Applications• Trainer for I- Disburse ApplicationSoftware & Applications: Application Processing System (APS), Finnone, I- Disburse, OmniScan & OmniDocs.Some Key Responsibilities & Achievements• Reducing File login error & RCU Team Pendency up to 25-30%• Record Benchmark of Sanction File punching to 100+ File in Month earlier it was 60-70 Files.• Due Diligence of Checklist for Punching File/Documents & Special Sanction Condition helps to decrease Audit & Hind sighting Error up to 70%• Help Team member for newly Introduced File Processing web-based Application by giving Know-how for Using & processing the Application. Show less

Womenite
Oct 2019 - Oct 2019Changemaker• Volunteer: Daan Utsav [Oct 2019] Womenite in association with Delhi Metro Rail Corporation (DMRC) at Kirti Nagar setup's desk for Daan Utsav week. Also done Door to Door collection drive in Residential area of Dwarka-Delhi. Responsibility * Daily Setup & Winding-up* Approaching Commuter to aware & Communicating Daan Utsav Objective* Collection of goods* Packing & Dispatching of collected goods* Distribution of collected goods

HDB Financial Services Ltd.
Mar 2020 - Sept 2020Credit Relationship ManagerProduct: Two Wheeler• Case Underwriting & Approval on the basis of Product Policy• TVR with Customers• KYC Check• CIBIL & Dedupe Check• Pre-Sanction Risk Investigation & Control• Post-Sanction Audit• MIS Preparation• Maintaining TAT & Escalation • Vendor Management• Verification of Documents with Authority

CARS24
Aug 2021 - Jul 2022Credit ExecutiveProduct: Used Car Loan• Case Underwriting & Approval as per Policy• Due Diligence of Login Files• TVR with Customers

RBL Bank
Feb 2023 - nowAssistant Manager UnderwritingProduct: Credit Card
Licenses & Certifications
- View certificate

Professional Email Writing
Twenty19.comJun 2015 - View certificate

Risk Based AML, KYC and Compliance
UdemyApr 2020 - View certificate

Excel for Beginners
Twenty19.comApr 2020 .webp)
Course on Computer Concept
NATIONAL INSTITUTE OF ELECTRONICS & INFORMATION TECHNOLOGY (NIELIT)May 2016- View certificate
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Reading Financial Statements
Corporate Finance Institute® (CFI)Apr 2020 - View certificate

Identifying AML Suspicious Transactions
UdemyMay 2020 - View certificate
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Fundamentals of Credit
Corporate Finance Institute® (CFI)Apr 2020 - View certificate

The Fundamentals of Digital Marketing
GoogleApr 2020 - View certificate

How to Organize a College Fest
Twenty19.comMar 2016 
Nonprofit Essentials Certificate Program
NonprofitReadyMay 2020
Honors & Awards
- Awarded to Ajeet Kumar PrajapatiPOSTER COMPETITION NTPC SAFETY DEPARTMENT (RIHAND NAGAR) Dec 2012 Secured 1st Rank in class GROUP 9th - 12thTOPIC: SAFETYOCCASION : SAFETY MONTH
- Awarded to Ajeet Kumar PrajapatiGeneral Knowledge & Intelligence Test Central Institute of General Knowledge Learning Oct 2010
- Awarded to Ajeet Kumar PrajapatiNational Cyber Olympiad (NCO) Science Olympiad Foundation (SOF) Oct 2010
- Awarded to Ajeet Kumar PrajapatiAkhil Bhartiya Rastrybhasha Hindi Pratiyogita Mahatma Gandhi Rashtrabhasha Hindi Prachar Sansthan Mar 2010
- Awarded to Ajeet Kumar PrajapatiPAINTING COMETITION CISF (UNIT: NTPC RIHAND NAGAR) Apr 2008 Secured 1st Rank in class GROUP 6th - 8thTOPIC: FIRE SAFETY OCCASION : FIRE SERVICE WEEK
- Awarded to Ajeet Kumar PrajapatiSLOGAN COMPETITION NTPC BUSINESS EXCELLENCE DEPARTMENT (RIHAND NAGAR) Jun 2007 Secured 1st Rank in class GROUP 6th - 8th TOPIC : 5-S OCCASION : 5-S WEEK
Volunteer Experience
Volunteer
Issued by Zomato Feeding India on Mar 2021
Associated with Ajeet Kumar PrajapatiVolunteer
Issued by Sammadhan Abhiyan on Nov 2019
Associated with Ajeet Kumar Prajapati
Languages
- enEnglish
- hiHindi
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