
Francisco Vicente Maldonado Haro
Credit Specialist

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About me
Passionate Entrepreneur. Digital assets, Artificial Intelligence and Cloud Solutions. Fellow - GAFM Global Academy of Finance and Management ® CEO Amin Technology/EBIW - Aeternum Tech *Oracle Gold Partners*
Education

Instituto de Administración Publica
1999 - 2001Public Finance Master's programDuring the Master's in Public Finance program, I learned about the principles and practices of managing public funds and government finances. The curriculum covered subjects such as public budgeting, taxation, fiscal policy, financial analysis, and public financial management. Through comprehensive study and practical application, I gained the skills to make informed financial decisions that impact public services and contribute to economic development within government organizations… Show more During the Master's in Public Finance program, I learned about the principles and practices of managing public funds and government finances. The curriculum covered subjects such as public budgeting, taxation, fiscal policy, financial analysis, and public financial management. Through comprehensive study and practical application, I gained the skills to make informed financial decisions that impact public services and contribute to economic development within government organizations, non-profit sectors, and international institutions. Show less

Mexico National Securities Commission
1994 - 1994Certified Financial Advisor Financial MarketsI earned the "Asesor Financiero Apoderado" (Authorized Financial Advisor) certification from the National Securities Commission in Mexico. It provided comprehensive knowledge in financial areas, such as markets, investment products, risk management, regulatory compliance, portfolio management, and client relations. This certification enables me to offer responsible financial advice, ensuring regulatory compliance and prioritizing investor protection.

University of Oxford
-Artificial Intelligence ProgrammeThe Artificial Intelligence Programme from Oxford University offers a hands-on approach to delve into AI and machine learning algorithms built upon world-leading research. The curriculum is structured around pivotal frameworks: Framework for AI, Ethical framework for AI, and Framework for making a business case. It was an insightful journey into the evolving landscape of AI, providing valuable knowledge and perspectives for navigating this cutting-edge domain.

Stanford University
-Artificial Intelligence in Healthcare Specialization Artificial IntelligenceIn these five specialization courses, we've learned to identify healthcare challenges. We've examined AI's impact on patient care, safety, quality, and research. Additionally, we've explored AI's role in medicine's science, practice, and business. Using AI fundamentals, we can innovate and grasp emerging technologies.

Harvard Business School
-Digital Health ProgramIn this program, we discovered how digital tech tackles healthcare challenges by using data. We delved into AI, machine learning, apps, and sensors, catering to diverse stakeholders. We also examined closing healthcare gaps with tech and data for better outcomes.

The Wharton School
-Scaling a Business: How to build a Unicorn ProgramIn Wharton's Scaling a Business program, we learned about unicorn organizations and effective business experiments. We studied scaling tech resources, growth processes, and expansion readiness. We also focused on personnel and culture for success. With insights from successful unicorns, we're ready to thrive in today's competitive business landscape.

University of Miami
-Executive Program in MarketingIn the Marketing Strategy program, we learned to develop effective marketing strategies, utilize digital marketing tactics, manage brands, plan communication campaigns, employ sales techniques, and understand international marketing considerations while emphasizing ethics and data-driven decision-making.

INCAE Business School
-Senior Executive ProgramIn INCAE Business School's senior executive program, we learned advanced decision-making, strategic planning, and organizational transformation. We also explored innovation, entrepreneurship, finance, and global trends. We improved communication, negotiation, and leadership, focusing on ethics. Through case studies, we're ready for high-performance in our organizations. INCAE, founded in 1964 with Harvard Business School and UN support, is a top-ranked business school in the Financial Times'… Show more In INCAE Business School's senior executive program, we learned advanced decision-making, strategic planning, and organizational transformation. We also explored innovation, entrepreneurship, finance, and global trends. We improved communication, negotiation, and leadership, focusing on ethics. Through case studies, we're ready for high-performance in our organizations. INCAE, founded in 1964 with Harvard Business School and UN support, is a top-ranked business school in the Financial Times' rankings. Show less

Indiana Institute of Technology
2021 - 2023Master of Business Administration Master of Business AdministrationThe MBA program at Indiana Tech was a gratifying learning experience. It provided us with valuable business skills and knowledge, fostering personal and professional growth. We appreciated the diverse curriculum and real-world case studies, which equipped us to face real business challenges. The program's emphasis on leadership, critical thinking, and effective communication contributed to our overall satisfaction and preparedness for our career endeavors.

Universidad de las Américas Puebla
1989 - 1994Bachelor's degree Accounting and FinancesThe Universidad de las Américas Puebla (UDLAP) is a prestigious university located in Puebla, Mexico. It was founded in 1940 and has since become one of the leading higher education institutions in Mexico.The Universidad de las Américas Puebla (UDLAP) is recognized for high educational standards by the Southern Association of Colleges and Schools, Commission on Colleges (SACSCOC). This accrediting body grants accreditation to higher education institutions in the United States and… Show more The Universidad de las Américas Puebla (UDLAP) is a prestigious university located in Puebla, Mexico. It was founded in 1940 and has since become one of the leading higher education institutions in Mexico.The Universidad de las Américas Puebla (UDLAP) is recognized for high educational standards by the Southern Association of Colleges and Schools, Commission on Colleges (SACSCOC). This accrediting body grants accreditation to higher education institutions in the United States and international universities. UDLAP has been accredited since 1959. This prestigious level of accreditation is shared with institutions such as the University of Texas at Austin, Rice University, Vanderbilt University, among others. Show less
Experience

HSBC
Jan 1992 - Dec 1993Credit Specialist** Formerly PRIME

Santander
Jan 1993 - Dec 1994Registered Investment Advisor**Formerly INVERMEXICO Casa de Bolsa

BBVA
Jan 1995 - Mar 1997Registered Investment Advisor*Formerly PROBURSA CASA DE BOLSA

MARKETPLACE TRADING
Jul 1997 - Jun 1999Financial Services AssociateFinancial advisory strategies based on technical analysis covering foreign exchange, commodityes, futures and options markets.

Gobierno de Puebla
Jul 1999 - Dec 2010Government of Puebla State. Finance and Administration Ministry. Government of Puebla State. Finance and Administration Ministry.
Chief of staff of the Minister of Finance
Jan 2005 - Dec 2010Deputy Treasury Director
Jul 1999 - Jan 2005

FACTOR UNO
Jan 2011 - nowFounderOur 14 years of experience in credit and financial services have been a valuable journey, and now we are excited to transition to the world of Fintech.

Sandwich Group
Jun 2015 - nowFounderSandwichisimo. Sandwiches hold a special place in our hearts, evoking fond memories. At Sandwichisimo, we are dedicated to crafting exceptional sandwiches that tantalize the tastebuds and create a welcoming atmosphere. Our goal is to expand globally and become a well-known chain. Our values are reflected in our mottos, #eatandsmile and #Happinessistheway.

Aeternum Tech LTD
May 2022 - nowChief Executive OfficerOur team is comprised of experts from diverse backgrounds who collaborate to develop technology solutions for various industries and needs. In our approach, we prioritize efficiency, professionalism, ethics, and innovation. We are driven by the desire to enhance and revolutionize the world, knowing that it can be improved.

FACTOR TECH S.R.O
Jul 2022 - nowFounderComing Soon.Our remittance application utilizes the Stellar platform and also empowers our users. Our innovative approach is sure to make a positive impact on those who use our platform.

AI MEDIK Corporation
Jun 2023 - nowFounderOur team is committed to creating an AI and telemedicine application that utilizes the latest technology to offer precise symptom-checking assistance and additional services for patients and doctors. Our focus is on the user, making it faster and simpler for them to begin treatment and achieve recovery.

Amin Technology/EBIW
Apr 2024 - nowChief Executive OfficerAs the CEO of Amin Technology, I aspire to lead with a vision to innovate and deliver cutting-edge information technology solutions that drive growth and efficiency. With a strong foundation in strategic planning and a passion for technological advancement, I am committed to fostering a culture of excellence where creativity and collaboration thrive. Amin Technology has become a beacon of transformative IT services, empowering businesses to navigate the digital landscape with confidence and agility.Proud to be Oracle Gold Partners Show less
Licenses & Certifications
- View certificate

Cryptocurrency
Massachusetts Institute of TechnologyJan 2023 - View certificate

Money Markets, Foreign Exchange and Time Value of Money
New York Institute of FinanceDec 2022 - View certificate

Bitcoin and Cryptocurrencies
University of California, BerkeleyOct 2022 - View certificate

Entrepreneurship Specialization
The Wharton SchoolJun 2023 - View certificate

Entrepreneurship in Emerging Economies
Harvard OnlineDec 2022 - View certificate

Blockchain Technology
University of California, BerkeleyNov 2022 - View certificate

Corporate Strategy
University of LondonDec 2022 - View certificate
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Applied Digital Health Ethics
Digital Medicine Society (DiMe)Jun 2023 - View certificate

Professional Certificate in Fintech
The University of Hong KongDec 2022 - View certificate

Professional Certificate in Blockchain Fundamentals
University of California, BerkeleyNov 2022
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