Mirko Dzodzo

Mirko Dzodzo

Audit Associate

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location of Mirko DzodzoEllicott City, Maryland, United States

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  • Timeline

  • About me

    VP MSR Investments at Planet Home Lending, LLC

  • Education

    • Gateway Senior High School

      2000 - 2004
    • University of Pittsburgh

      2004 - 2006
      B.S.B.A Accounting

      Audit Internships: Delbert Tyler, LLC and KPMG doo, Beograd.

    • Cheung Kong Graduate School of Business

      2009 - 2010
      MBA MBA

      Activities and Societies: Treasurer, The Beijing Hutong School was a Private Wealth Solution Project, CLIS Group was a customer relationship project, Tong Wei Group was a consulting project . Cheung Kong Graduate School of Business is located in Beijing, China and is founded by Li Ka-Shing, Asia's most successful entrepreneur. CKGSB is China's first private, non-profit, and independent business school. Headquartered in Beijing with campuses in Shanghai and Guangzhou, Cheung Kong offers MBA, EMBA, and executive education programs. Cheung Kong's mission is to generate world-class insights on management theory and practice and to develop leaders for a new era of global business in… Show more Cheung Kong Graduate School of Business is located in Beijing, China and is founded by Li Ka-Shing, Asia's most successful entrepreneur. CKGSB is China's first private, non-profit, and independent business school. Headquartered in Beijing with campuses in Shanghai and Guangzhou, Cheung Kong offers MBA, EMBA, and executive education programs. Cheung Kong's mission is to generate world-class insights on management theory and practice and to develop leaders for a new era of global business in China and beyond. Show less

  • Experience

    • KPMG US

      Aug 2006 - Jun 2008
      Audit Associate

      Had the privilege to perform three full year engagements on two of the firm's top 10 revenue grossing clients. Received the 2006-2007 Audit Season, KPMG Encore Award (Financial Statement Audit Engagement). Led a team of four to complete a debt comfort engagement one week in advance (Review Engagement). Successfully completed a SAS 70 project on time even after a 70% budget cut (Assurance Engagement). Assessed the Stock Based Compensation/Treasury Stock (FAS 123-R) using the Black Scholes Calculator Measured fair value of Debt (FAS 157), Interest Expense and the associated Journal Entries. Analyzed reasonableness of clients' Foreign Exchange currencies held (FAS 52). Analyzed fairness of valuation for Lease and Residual and Impairment of Long-Lived Assets (FAS 144). Re-performed short haul to long haul conversions in regards to Derivatives and Hedging (FAS 133R). Re-performed net of contracts to Futures and Options (FIN 39) and reviewed the ISDA Master Agreements. Show less

    • ENERGOBROKER A.D.

      Jun 2008 - Jul 2008
      Consultant, Free Lance

      Energobroker A.D. is a medium sized brokerage firm operating in Serbia.Collaborated with the IT department, proposed and developed the online trading system for overseas investors.

    • Belgrade Stock Exchange

      Jun 2008 - Jul 2008
      Consultant, Free Lance

      Belgrade Stock Exchange is the 2nd largest stock exchange in Eastern Europe.Advised on how to reconstruct the TV and website operations from the finance and accounting perspective.

    • Dino Galaxy Incorporated

      Jul 2008 - Oct 2009
      Executive

      A family run corporation originally focused on online retailing of books. Dino Galaxy has transformed into a financial consulting firm. It is providing CPA, investment analysis, and debt collection- negotiations services. Advanced from a supporting role where I was in charge of vendor negotiations and back office procedures to an Executive position where I found clients, pitched proposals, negotiated terms and developed a loyal clientele base. Some of my accomplishments include:• Saved a Nursing Agency client over $107,000 by discovering a sales tax refund opportunity and successfully resolving the disputes with the insurance companies over receivables for another $92,000. • Supervised a team to streamline tax, billing entries, and invoices services for small clients.• Negotiated two agreements between the wholesale distributors and publishers for 303,000 and 1.5 million copies of books respectively to be brought to the market. Show less

    • TriState Capital Bank

      Jan 2011 - Feb 2011
      Staff Accountant

      Performed daily AP duties such as daily reconciliations, invoice processing, wire processing, Journal entries processing, and helping out with the Fiscal Audit.

    • F.N.B. Corporation

      Feb 2011 - Aug 2012

      NYSE listed corporation providing various relationship banking products in the Pennsylvania footprint. Provided spreads, cash flows, and analytical support for prospective, M&A, restructuring, troubled, and renewal credits. • Performed financial analysis for regular and syndicated loans ranging from $300 Thousand to $2.5 Billion. • Performed financial analysis for Asset Back Lending group ranging from $1.6 Million to $25 Million. • Member of the of the Capital Markets team which completed the bank’s first Lead deal, worth $89 million.• Performed an analysis on a $20 million private equity deal proposal for the Merchant Banking group. • Member of the International Banking Committee and FNB Online Credit Underwriting System pilot program Show less

      • Portfolio Analyst

        May 2012 - Aug 2012
      • Commercial Credit Analyst II

        Feb 2011 - May 2012
    • Federal Home Loan Bank of Pittsburgh

      Aug 2012 - Oct 2015

      FHLBank Pittsburgh is one of twelve FHLBanks nationwide. Congress created this national network of privately owned wholesale banks in 1932 to ensure available funding for mortgages. Today, as a wholesale source of community-building funds for neighborhood financial institutions, the FHLBanks fill a critical vacuum by providing liquidity for small business, community development, rural and agricultural loans — as well as home mortgage financing.• Produced daily reports on various metrics of the MBS and MPF portfolios and key interest rate spreads and trends.• Produced daily reports on various funding and hedging activity along with liquidity compliance updates.• Performed high profile projects such as REITs, capital plan, expenses, Initial Margin, & High Preforming Bank.• Started the department’s training program which provided participants lectures on why certain tasks are performed.• Received the Peer One Award for taking over certain credit risk tasks as that department wounded down.• Received the Bank Thank Award for my work on the High Preforming Bank project. Show less FHLBank Pittsburgh is one of twelve FHLBanks nationwide. Congress created this national network of privately owned wholesale banks in 1932 to ensure available funding for mortgages. Today, as a wholesale source of community-building funds for neighborhood financial institutions, the FHLBanks fill a critical vacuum by providing liquidity for small business, community development, rural and agricultural loans — as well as home mortgage financing.Performed all aspects of internal audits (Financial, Operational, Compliance, and Fraud).Accurately identified and clearly communicated audit requirements to key stakeholders.Communicated how key risks and controls impact the business from an operational, accounting, and/or system perspective.Planned and executed audits in accordance with the Bank’s audit methodology.Ensured the test work performed and conclusions reached focus on the most critical risk areas.Made recommendations for risk mitigation and audit strategies based on accurate identification of potential market, business, financial/credit, operational, IT and talent risks. Show less

      • Capital Markets Analyst

        Mar 2013 - Oct 2015
      • Senior Internal Auditor

        Aug 2012 - Mar 2013
    • Planet Home Lending, LLC

      Oct 2015 - now

      Planet Home Lending, LLC is a full-service, multi-state lender. With its state of the art technology and seasoned management team, Planet Home Lending is capable of providing our customers with a wide variety of loan products, NMLS #17022. Planet Home Lending has six lines of business and is well positioned to handle growth and contractive business enviroments. • In charge of the MSR acquisitions • In charge of hedging the MSR asset • In charge of the monthly MSR valuation process • Capital Markets lead on EBO, ESS, and CRT initiatives Show less

      • VP MSR Investments

        Apr 2022 - now
      • Director of MSR Analytics

        Jan 2018 - Apr 2022
      • Senior Capital Markets Analyst

        Oct 2015 - Jan 2018
  • Licenses & Certifications

    • Level II Candidate

      CFA INSTITUTE
      View certificate certificate
    • Real Estate Broker/Sales Agent

      State of Maryland Department of Labor
      Aug 2019
    • Certified Public Accountant

      PA State Board of Accountancy
      Oct 2008