Hasan Raza

Experience

• 

  UDL DISTRIBUTION

  Jun 2009 - Nov 2010

  Management Trainee

  Work in accounts department as trainee for a monthAnalyze branch performance on daily basis Review stock requirement and take necessary action as neededAnalyze sales and deposit summary of company Processing of HR related matters of branch office to head office

• 

  MCB Bank Limited

  Nov 2010 - Feb 2015

  Operations Manager

  Assume primary relationship management responsibilities for the branch clients.Opening, managing and closing of customer current accounts / saving accounts / demand deposit accounts / overdraft limit accounts / consumer financing accounts / special accounts (as per banking policy instructions).Issuance of TDR.Complying with KYC requirements set down by the regulatory authorities to eliminate any operational/security risks involved while establishing accounts at the Branch.Ordering, issuing and delivery of cheque-books while maintaining their record of delivery and destruction along with reporting to CPU.Management of ATM Cards and resolution coordination of Problem Incidence Rate at the ATMCardsCenter, Head Office.ATM Balancing and Proof Balancing of various system heads in coordination and direct reporting to ROH.Branch’s Locker Manager (Issuance, Locker Operation & Locker Insurance).Supervision of cash related transactions.Statistical reporting and monitoring of daily branch deposits, Non-Remunerative Accounts, Unclaimed deposit and deceased account figures to the Regional Head Office.Suspicious transactions reporting and management to comply with the anti-money laundering (AML).Correspondence with Banks Compliance and Audit department for their queries.Activation and review of Dormant Accounts and their reporting to the Regional Office.Managing Service Quality standards at Branch level while ensuring zero error in transaction handling with efficient Turn-Around-Time (TAT).Providing Managerial Support to Branch Manager in order to comply and ensure implementation of procedures and policies laid down by the Bank Show less

• 

  JS Bank

  Mar 2015 - Jun 2018

  AML Analyst is responsible to ensure efficient identification and monitoring of suspicious activities and transaction in the Bank and ensure timely reporting of suspicious transactions to the concern authority of country.Investigate and assess alerts for potential money laundering risks in the Bank.Ensure efficient identification and monitoring of suspicious activities and transactions.Daily assessment of AML and SWIFT reports for potential suspicious activity.Maintain a current understanding of money laundering and terrorist financing issues, including policies, procedures, regulations, industry best practice, criminal typologies and developing trends.Assist in identifying systemic procedural weaknesses and additional training requirements for the Bank.As an AML subject matter expert provide direction and guidance to employees on appropriate remediation action for high risk accounts.Assist with money laundering related queries/questionnaires received from Branches.Advise management on current issues regarding correspondent banking.Ensure proper investigation of suspicious transactions or money laundering alerts. Assist with AML Compliance Training especially on identification and reporting of suspicious transactions. Prepare weekly, biweekly, monthly and quarterly reports.Obtain documentary proof of suspicious transactions and ensure effective record keeping of suspicious transaction identified and reported to the FMU. Show less

  • Manager AML & CDD

    Sept 2016 - Jun 2018

  • AML Analyst

    Mar 2015 - Jun 2018
• 

  United Bank Limited

  Jun 2018 - Nov 2020

  Manager Transaction Monitoring
• 

  Habib Metropolitan Bank (Subsidiary of AG Zurich)

  Nov 2020 - Jan 2023

  Chief Manager Compliance Investigation Unit(AML)

  Elevated to upper position in same organization.

• 

  HABIBMETRO

  Jan 2023 - now

  Assistant Vice President Unit Head Data Analytics and Investigations

  SummaryEnsuring that there is adequate AML/CTF system and control in place to effectively manage the Money Laundering and Terrorist Financing Risk.Role Description: Manage the AML/CFT efforts by monitoring customer related activities to avoid any suspicious transactions that could lead to fines/ penal actions and the subsequent loss of reputationLiaise with the following to resolve their queries/ respond to issues raised by them relating AML/ CFT:Financial monitoring unit Pakistan (FMU)State bank of Pakistan inquires on AML/CFT.Internal / external auditors.Managing the Anti-Money Laundering (AML) activities with the aim of ensuring complete and proper implementation of regulations and guidelines regarding AML/ CFT.Conduct enhanced reviews/desktop analysis through big data to find out unusual transactional patterns of customers and onward reporting where required.Drafting reports and onward submission to senior management regarding the outcome of desktop analysis. Follow and enhance the AML/ CFT policy manual and procedures in line with amendments to existing local laws and regulations and applicable international regulations pertaining to AML/ CFT. Also, ensure that the amendments to the relevant AML/ CFT laws and regulations are communicated in a timely manner to the internal units.Review and investigate suspicious transactions reports (STRs) based on internal review/ communications received from the Branches and escalate cases that appear to be risky to the senior management for their review/ action.Submit draft reports covering the AML/ CFT reviews conducted to the senior management for review.Supervise in reporting of unusual customer’s transactions to financial monitoring unit and currency transactions report (CTR) to FMU.Conduct need analysis and implementation of required reports in business intelligence / core banking.Assist in liaison with the SBP, Internal audit regulatory body with respect to AML/ CFT related matters. Show less