Mani Bharathi V Muthu

Experience

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  Independent Surveyor/Loss Adjuster

  May 2011 - Oct 2012

  Asst. Surveyor/Loss Adjuster

  Working experience in Trichy – India during this period as an Insurance Survey/Loss Adjusting Assistant with an Independent Insurance Surveyor/Loss Adjuster licensed by IRDA (Insurance Regulatory and Development Authority), India.1) Attending the accident scene and taking pictures of the scene/damages2) Take note of the nature and extent of damages3) Communicating with the claimant to obtain the authorities report – such as traffic police report ( for motor claim) , fire station report ( for fire damage property claim)4) Obtaining damage repair quotes through the insured/claimant5) Assisting the Licensed Surveyor/Loss Adjusters to prepare report to the Insurance Company.6) Visiting the various general insurance companies for business development purpose Show less

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  Al Sagr Cooperative Insurance Co

  Jan 2013 - Jan 2015

  Risk Engineer /Claims Adjuster

  Undertaking commercial and personal surveys;Collating and assessing risk information on site;Using templates to record assessments and collecting photographic evidence;Preparing detailed reports and presentations for underwriters;Making recommendations to underwriters about required improvements;Advising clients on-site and discussing opportunities and requirements to reduce the risk of future insurance claims;Allocating quality grades to the client once improvements have been completed;Accompanying underwriters on site visits to help them understand the practicalities of the site;Liaising with other professionals, e.g. underwriters, brokers, client representatives, inspectors of health and safety and fire officers;Working with the risk control team and other departments to maintain technical knowledge and standards within the business;Keeping up to date with technical aspects affecting risks, e.g. trade processes, legislation, hazardous materials;Developing the business and maintaining the professional reputation of the company with brokers and clients. Show less

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  ACE Insurance Brokers

  Jan 2015 - Feb 2022

  • Visiting sites alone or with underwriters• Assessing and evaluating risk to buildings, employees or customers by undertaking appropriate research• Carrying out detailed site surveys• Writing and proofreading reports for underwriters• Providing advice to clients and making recommendations about required improvements• Assigning quality grades after improvements have been made• Liaising with health and safety inspectors, clients, insurance brokers and underwriters• Assessing risks to buildings or to employees or customers, Collecting photographs as evidence• Maintaining awareness of changes in legislation and trading processes Show less

  • Claims Administrator / Risk Engineer

    Nov 2017 - Feb 2022

  • Risk Engineer/Claims Adjuster

    Jan 2015 - Nov 2017
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  Aditya Birla Insurance Brokers Ltd.

  Feb 2022 - Nov 2022

  Deputy Chief Manager
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  SAICO Insurance

  Dec 2022 - Mar 2025

  Risk Engineer