Anas A. Afifi

Experience

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  Benha Company for Electronic Industries

  Aug 2015 - Sept 2015

  Accounting Intern

  Benha Company for Electronic Industries is a leading company in electronics field and a military factory (144) affiliated with the Ministry of Military Production.✦ Complete an Intern rotation to understand the roles of the departments.✦ Shadowing members of the Accounting department as they perform their duties.✦ Assisting with research, filing, data entry, recording, maintaining accurate and complete financial records.✦ Preparing financial reports, such as balance sheets, income statements, invoices and other documents.✦ Learn more about accounting in action and office operations. Show less

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  ALEXBANK

  Aug 2016 - Sept 2016

  Customer Service Intern

  Alex Bank is one of Egypt’s leading banks established in 1957, and a proud member of the Intesa Sanpaolo Group since 2007.✦ Complete an Intern rotation to understand the roles of the departments.✦ Shadowing the customer service staff as they perform their duties.✦ Represent the bank to clients consistent with the AlexBank culture.✦ Handling sensitive information with honesty and integrity.✦ Perform general office duties (updating KYC, data entry, sort docs, etc).

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  National Bank of Egypt (NBE)

  Sept 2019 - now

  NBE is the first and largest commercial bank in Egypt established on June 25, 1898. It has more than 650 branches within the country. In December 2022, its total assets amounted to EGP 4.4 trillion, and total deposits of EGP 3.2 trillion, representing 38.6% and 37.2% of the Egyptian banks' total assets/deposits respectively, which highlights our customers' confidence.✦ Boost the SME portfolio by identifying new sales & key contacts at potential SME clients to establish and foster relationships that the bank can maximize its value.✦ Maximize the up-selling and cross-selling of NBE’s products and services by participating in one-on-one meetings with customers to explain these products and services.✦ Provide excellent service and resolve any customer complaints promptly & professionally to maintain a positive reputation for the Bank.✦ Collect and review the required documents from clients to ensure the completion of the client’s credit profile and the compliance with the credit granting terms.✦ Conduct thorough analysis of financial statements and assessment of credit requests, including new requests, changed requests, refinancing and annual renewals.✦ Provide recommendations tied to analysis & assessment of credit risk, especially findings that involve a borrower’s ability to repay.✦ Developed an indicative tool “Advanced Loan Calculator” that simulates the computation process of loan components on the Oracle FlexCube System using different scenarios and various interest calculation methods such as (actual / 360 - actual / 365 - actual / actual). Show less ✦ Receive the credit approvals from the competent authorities and verify their compatibility with the Bank's credit policy and the credit grant rules and regulations issued by the Central Bank of Egypt.✦ Examine the legal documents of SMEs and prepare credit facilities contracts in accordance with the terms of credit approvals and send it to branches to be signed by customers.✦ Receiving the signed contracts and verify the fulfilment of all terms and guarantees and then authorize the disbursement and use.✦ Receive the requests for disbursement, repayment, renewal, and availability from branches and verify their compatibility with the terms of credit approval and then execute them on FlexCube system.✦ Ensure the compliance with the regulations and decisions issued by the Central Bank of Egypt regarding the rules governing the registration system of credit. In addition to recording and correcting a lot of information and data about our customers and accordingly reaching more disclosure and transparency about the customer's consolidated positions.✦ Developed the Apex System using MS Excel in integration with MS Word, and several formulas within more than 1,000 cells, as an initial step towards automating the process of preparing credit contracts at our bank, hoping to save time and efforts for colleagues and supporting their excellence in business performance accurately and in record time. Show less

  • SMEs Credit Analyst & Relationship Officer

    Sept 2022 - now

  • SMEs Credit Administration & Follow-up Officer

    Sept 2019 - Aug 2022