Gevorg Khachatryan

Experience

• 

  Central Bank of Armenia

  Aug 2008 - Jan 2011

  Responsibilities:• Drafting and amending the national accounting legislationAchievements:• Ensured correspondence of the Armenian accounting legislation to the International Accounting Standards Responsibilities:• Writing the annual report and the strategic plan of the Central BankAchievements:• Developed macroeconomic policy to reduce the level of poverty in Armenia by analyzing the macroeconomic indicators and statistical ratios Responsibilities:• Making the currency design of the banknotes and coins issued by the Central BankAchievements:• Implemented the international currency security features into the Armenian banknotes and coins

  • Specialist at the Accounting Department

    Aug 2010 - Jan 2011

  • Specialist at the Strategic Planning & Analysis Division

    Feb 2010 - Aug 2010

  • Specialist at the Payment Systems & Money Cycle Regulation Department

    Aug 2008 - Feb 2010
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  "ARMSWISSBANK" CJSC

  Jul 2011 - Nov 2011

  Credit Specialist

  Responsibilities:• Assessing the creditworthiness of the customers and performing monitoring of the bank's loan portfolio• Preparing credit reports and presenting it to the banks Loan Committee Achievements:• Reduced the bank's financial costs by making financial condition monitoring of the customers and evaluating the credit risk• Increased annual net income and minimized the default risk by effective management of the bank's loan portfolio

• 

  Converse Bank

  Feb 2012 - Jun 2022

  AML Compliance Leading Specialist

  Responsibilities:• Monitoring client account transactions and analyzing Fraud Alerts of AS Bank Monitoring System in order to detect suspicious activity regarding financial fraud, money laundering and terrorism financing• Reviewing the AS Bank Client Screening System detections for sanctions list matches of Terrorists and Politically Exposed Persons • Ensuring timely and effective submission of Suspicious and Mandatory Transaction Reports to the Financial Intelligence Unit • Analyzing KYC files and conducting Customer Due Diligence in order to implement effective AML risk assessment and regulation• Conducting trainings and providing expert opinions to the responsible officers in order to ensure the compliance of business procedures with the AML/CFT legislation• Developing internal policies, procedures and regulations to structure effective AML/CFT compliance programs Achievements:• Reduced the number of potential illegitimate transactions by developing Transaction Monitoring System to detect the suspicious transactions and business relationship • Developed effective risk regulation system by implementing AML risk based approach through AML Risk Matrix• Improved Sanctions Screening technology by introducing approximate lookup function for AS Bank Software• Increased the efficiency of all bank branches and improved their performance by initiating training courses for the officers of Converse Bank• Ensured application of the AML regulations and internal controls through excellent cooperation and teamwork with the line management and relevant departments• Implemented effective AML/CFT compliance programs by researching and analyzing international best practice Show less

• 

  BlackSwan Technologies

  Sept 2016 - Jan 2021

  Fraud and Risk Specialist, Quality Assurance Analyst, Subject Meter Expert

  Responsibilities:• Developing Money Laundering and Financial Fraud detection scenarios for Transaction Monitoring and Detecting Suspicious Activity • Developing AML Risk Matrix model for assessment of risk level of the entities and updating it based on Transaction Monitoring and Adverse Media information • Developing transformation rules for effective implementation of Entity Resolution and Name Matching processes in the Sanctions and Adverse Media Screening technology• Developing Alert Management workflow for effectively investigating and documenting the entity match cases in the Watchlist Screening application • Researching and collecting Company Registry, Stock Exchange, Regulatory, Charity, Company Directory and Person sources • Creating KYC profiles of the entities including comprehensive identification, business activity, organizational and beneficial ownership, financials as well as the screening information• Researching Adverse Media sources about involvement of the entities in Sanctions, Financial Crime, Regulatory and Law Enforcement cases • Conducting classification of the Adverse Media cases per different categories of Financial Crime, Organized Crime, Corruption and Fraud Show less

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  ING Hubs Poland

  Jun 2022 - now

  Senior Anti-Money Laundering Investigator

  Responsibilities:• Accessing the Financial Economic Crime risk by investigating the alerted activity in the transection monitoring system, including its background and purpose and relativeness to the business or occupation of the customer• Investigating the comprehensive KYC profiles, including the geography of economic interests, source of wealth, business activity or occupation of the clients • Understanding the customer, its occupation and business activity, including the expected transactional profile • Analyzing the transactional behavior of the customers, including the source and flow of funds, as well as the affiliation to the counterparties and their business profiles • Making risk based decision about the existence of Financial Economic Crime risks, including detailed description of the risk mitigating factors with case closure or the explanation of FEC risks detected during the investigation and escalating the case to the 2nd line of deface. • Filling Unusual Activity Reports for the escalated cases with detailed information about the customer, its business or occupation and description of the identified financial and economic crime risks. • Reviewing the Quality Control markings of peer analysts in the Team and agreeing or disputing them in order to change the marking. • Conducing regular shadowing and trainings for the Team members about the periodic process updates or changes in the transaction monitoring procedures• Providing professional advice to the Team member peers about the transaction monitoring process, as well as the decision for comprehensive cases Show less