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Selvaraj N

Credit Operations

394 followers

Bengaluru, Karnataka, India

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Timeline
About me
Credit Manager Secured & Unsecured Loan LAP | Home Loan | Business loan | Agri loan | Credit Underwriting- Mortgage Loan - Credit Assessment- Risk Analysis - Finance Analysis
Education
- Bharathiar University
  2018 - 2021
  Bachelor of Commerce - BCom Accounting A+
- International Institute of Business Studies - IIBS, Bengaluru
  2021 - 2023
  Master of Business Administration - MBA Finance and Financial Management Services
Experience
- Ninjacart
  May 2023 - May 2024
  Credit Operations
  Financial Analysis-*Ability to evaluate financial statements, including income statements, balance sheets, and cash flow statements. This helps in assessing the borrower’s financial health
- Kinara Capital
  May 2024 - Dec 2024
  Senior Credit Analyst
  1.Conduct through credit assessment on loan applications, evaluating factors such as credit history, financial statements and collateral.Collaborate with internal terms, including underwriting and collections,to optimize the credit process and improve portfolio performance.2.Attention to Detail-Thoroughly examining loan applications and supporting documentation to avoid overlooking important information that could impact credit decisions.3.Decision-Making-The ability to make sound judgments on loan approvals or rejections based on data and risk tolerance. Show less
- Agrim Housing Finance
  Dec 2024 - now
  Credit Manager
Licenses & Certifications
- Sap fico
  International Institute of Business Studies - IIBS, Bengaluru
  Feb 2022