Experience

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  Us navy - uss columbus

  Sept 2007 - Sept 2012

  Electronics technician - submarine communications

  * Operate state-of-the-art military encryption and decryption equipment and computer systems relating to submarine communication and message coding* Maintain and safeguard classified logs of messages transmitted and received, along with other classified materials daily* Operate interception equipment and utilize analytical skills to classify radio frequency signals and corresponding sources* Conduct equipment inspections and schedule all maintenance in order to ensure that operational standards are met.* Adhere and comply to approved standard operating procedures to minimize risk and ensure operational readiness Show less

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  Pnc

  Aug 2015 - Nov 2020

  * Establish and maintain customer relationships with individuals, businesses, and commercial organizations to build loyalty* Recommend appropriate financial services based on consumer and business financial analysis through needs-based conversation* Interact with underwriting in various capacities on behalf of customers and businesses, including obtaining and submitting loan documentation on their behalf* Plan and direct staffing, training, and performance evaluations to develop and control sales and service programs* Accountable for risk management and compliance for self and employees* Manages operational, human capital, reputational, and business risk, ensuring compliance with regulatory guidelines and adherence to established policies and procedures* Review reporting to analyze sales and operational trends and respond by creating strategic action plans detailing the intended area(s) of focus and steps to achieve desired outcomes* Recipient of the 2020 Circle of Excellence Award from company management for being one of the top performers in the organization based on branch profitability and customer service feedback surveys Show less * Work with clients to identify their financial goals and present financial products to individuals and firms, recommend bank services that may meet customers' needs, and perform teller duties as required* Answer customers' questions, translate financial terms, and explain available services such as deposit accounts and loan products* Analyze applicants' financial statements, credit, and property evaluations to determine the feasibility of granting loans, conferring with underwriters to aid in resolving credit application problems* Responsible for managing risk and compliance by adhering to all policies and procedures* Develop prospects from current consumer and business customers, referral leads, or sales or trade meetings, receiving the 2017 & 2020 Market All-star Awards for regional performance Show less

  • Branch Manager AVP

    Oct 2018 - Nov 2020

  • Personal Banker

    Aug 2015 - Oct 2018
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  Wells fargo

  Nov 2020 - Sept 2022

  Underwriter

  * Responsible for reviewing, analyzing, approving and underwriting consumer credit requests within company and industry guidelines* Review and analyze credit applications, credit reports, collateral valuation, tax returns, financial statements, and other supporting documentation to identify risks and mitigants and determine financial worthiness of applicant(s)* Work independently with minimal supervision, while managing an ever growing pipeline of credit requests* Perform calculations based on available documentation to determine applicant(s) ability-to-repay the credit request* Ensure credit files are current, complete, and align with company and industry risk compliance standards* Contact customers and partners to gather information to make appropriate decisions, and explain rationale behind credit decisions* Receive direction from leaders and exercise judgment while developing understanding of underwriting policies and procedures Show less

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  Coastal credit union

  Jan 2023 - now

  • System Analyst

    Jan 2025 - now

  • Relationship Manager

    Jan 2023 - Jan 2025