Experience

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  Raiffeisen bank romania

  Jan 2005 - Sept 2007

  Organizing the sales process.Developing new sales programs.The implementation of the sales programs.Training peers.Monitoring and evaluation. Evaluate, authorize, or recommend approval of commercial, real estate, or credit loans.Advise borrowers on financial status and payment methods.Includes mortgage loan officers and agents, collection analysts, loan servicing officers, and loan underwriters.

  • Sales Program and Quality Officer / Trainer

    Sept 2006 - Sept 2007

  • Transaction and loan officer

    Jan 2005 - Sept 2006
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  Ibm international shared service center ltd

  Sept 2007 - Jun 2016

  Senior credit risk advisor

  Negotiate terms and conditions for transactions and work with deal teams to ensure appropriate documentation is in place.Manage existing commercial accounts, perform rigorous analysis of transactions, and resolve problem accounts in partnership with deal teams and specialists.Prepare risk assessments and present senior management with a clear and consistent approach to mitigate risks.Emerge as expert in underwriting while remaining primarily focused on daily execution.

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  Shell

  May 2016 - Jun 2017

  Senior team manager

  Led and managed a team of 15 credit risk and cash collection specialists, ensuring efficientcredit portfolio management and timely cash collection.Evaluated and approved or rejected loan requests based on thorough analysis of credibility,potential revenues, and potential losses, minimizing risk and maximizing profitability.Provided coaching and development opportunities to team members, enhancing theirtechnical and soft skills and fostering a high-performing and motivated team.Handled escalations and resolved complex issues, maintaining strong relationships withclients and stakeholders.Took the lead in new projects, driving their successful implementation and contributing toprocess improvement initiatives.Monitored key performance indicators (KPIs) to assess team performance and identify areasfor improvement, implementing corrective actions as necessary.Prepared and presented comprehensive reports to higher management, providing insightsand recommendations for strategic decision-making. Show less

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  Tech mahindra

  Aug 2021 - Sept 2022

  Credit operation lead

  Led credit audit operation for the SME & Commercial Banking Division.Managed collateral security, implementing effective systems and processes to ensure proper maintenance and monitoring.Demonstrated a high level of understanding of credit products, effectively analyzing and interpretingdata to make informed decisions.Collaborated with cross-functional teams, both independently and in groups, to achieve departmentalgoals and objectives.

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  _vois

  Apr 2024 - now

  Digital data management specialist

  Providing high quality data management solutions enabling the delivery of digital dashboards tosupport top management decisions across Vodafone Group functionsWorking in agile projects development in collaboration with project managers, IT developers andfinance reporting teamsDigital reporting.