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Avijit Ghosh

Avijit ghosh

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location of Avijit GhoshMumbai Metropolitan Region
Phone number of Avijit Ghosh+91 xxxx xxxxx
Followers of Avijit Ghosh543 followers

  • Timeline

    Jul 2012 - Aug 2012

    Shift Engineer

    CBRE
    Sept 2013 - Jul 2017

    Operations Manager

    United bank of India
    Bolpur Area, India
    Aug 2018 - Apr 2020

    Manager

    United bank of India
    Apr 2020 - Jul 2021

    Senior Manager

    Punjab National Bank
    Kolkata, West Bengal, India
    Current Company
    Jul 2023 - now

    Senior Manager

    Punjab National Bank

  • Skills

    Management
    Team management
    Business development
    Sql
    C++
    Microsoft excel
    Microsoft office
    Business analysis
    Finance
    Project management
    Strategic planning
    Project planning
    Loans
    Powerpoint
    Java
    C

  • About me

    I am working as Branch Head (Manager) in United Bank of India. Previously, I was working as Assistant Manager(Credits), at United Bank of India, one of the reputed PSB's of India. My job role includes Handling of Branch administration, Credit Development, Monitoring & Regulation of Credit Portfolio and other Government & Operation related works. I am in this job profile for 3 months, previously being the Manager Operations for one year and Officer in credits and advance, for two years and ten months, where the focus was on loan proposal scouting, its diligence reading, processing and circumstantial monitoring, and also of recovering of the Non Performing Asset accounts. I am looking for job opportunities that provide me with better career opportunities worldwide, specially in fields of banking/engineering finance, with more vastness and career growth based on performances, along with competitive pay scale. My preferable fields being credits, risk management, merger and acquisition, treasury, and investment and wealth management.

  • Education

    • Asansol engineering college

      2007 - 2011
      Bachelor of technology (b.tech.) electronics and instrumentation a

      Activities and Societies: Our science club, robotics club, save the environment club. expertise in PLC, Networking Concepts, Communications and Telemetry Systems, SCADA, C++, SQL, JAVA(Basic), .NET, Power Electronics.

    • D.a.v model school

      1993 - 2007
      A++

    • West bengal university of technology, kolkata

      2007 - 2011
      Bachelor of technology - btech electronics a

  • Experience

    • Cbre

      Jul 2012 - Aug 2012
      Shift engineer

    • United bank of india

      Sept 2013 - Jul 2017

      Officer dealing with business development and marketing with special emphasis on loans and advances to improve and enhance the credit portfolio of a bank. Also experienced in rural development and cash credit assessment.1) retail loans2) industrial development loans like cash credit and retail trade loans.3) reduction of NPA4) Monitoring of accounts for prevention of further slippage. 1) notable performance in NPA reduction with utmost recognition on daily basis.2) a new challenge for KCC which is entirely new and unknown with successful management and customer friendly delivery. 1) Reduction of NPA in Q4 quarter of 2013-14 of kamalpur branch. From 3.85cr to 1.29cr.2) notable success of the kamalpur branch being the leader of most NPA reduction on many times and top on reduction of further slippage from potential NPA accounts of amt. from 2.85cr to mere 60k on Q3 of 2014-15.3) successful processing of many retail traders and contractors loan for their swift business conduct.4) conduct of financial literary camp in schools and colleges.

      • Operations Manager

        Aug 2016 - Jul 2017

      • Credit Officer

        Jul 2015 - Jul 2016

      • Credit Officer

        Sept 2013 - Jul 2015

    • United bank of india

      Aug 2018 - Apr 2020
      Manager

    • Punjab national bank

      Apr 2020 - Jul 2021

      • Senior Manager

        Apr 2021 - Jul 2021

      • Branch Manager

        Apr 2020 - Apr 2021

    • Punjab national bank

      Jul 2023 - now
      Senior manager

      Corporate Credit

  • Licenses & Certifications

    • Extensive credit management

      United bank of india
      Mar 2016

    • Credit risk management, monitoring, npa management.

      United bank of india
      Jul 2014