
Timeline
About me
Operations Manager/DE Underwriter
Education

Axia college- university of phoenix
2009 - 2011Associate of arts (a.a.) business administration and management, general
University of phoenix
2011 - 2013Bachalor of science in business business, management, marketing, and related support services
Experience

Nationwide financial services
Jun 2006 - Jan 2008Mortgage loan processorProcess an extended pipeline per month.• Excellent service to loan officers, lenders, and clients.• Structuring loans, submission to lenders, cleared approval and closingconditions.• Input loan information onto a mainframe system (Byte Pro) and updatedall loans as required.• Ordered appraisals, surveys, and title commitments.• Conversed with title companies and scheduled closings and incorporatedHUD statements.• Decision files based upon LP findings and DU.• Incorporate new clients• Financial and refinance leads. Show less

Mx quality services llc
Feb 2008 - Dec 2009Sr. loan processor- vpApproved nationwide loan processor with Nations Funding Source,Inc.• Processed all FHA and Conventional loans according to programguidelines.• Full management of FHA Connection.• Full compliance from beginning to the end of the loan process.• Responsible for full processing of Brokered loans.• Responsible for maintaining daily reports and loan status.• Responsible for maintaining good Customer Service.• Required to implement exceptional organizational skills.• Administrative and clerical duties.• Incorporate clients• Financial and refinance leads. Show less

Primary residential mortgage
Dec 2009 - Jul 2010Mortgage loan originatorApprove loans within specified limits, and refer loan applications outsidethose limits to management for approval.2• Meet with applicants to obtain information for loan applications and toanswer questions about the process.• Analyze applicants' financial status, credit, and property evaluations todetermine feasibility of granting loans.• Explain to customers the different types of loans and credit options thatare available, as well as the terms of those services.• Obtain and compile copies of loan applicants' credit histories, corporatefinancial statements, and other financial information.• Review and update credit and loan files as well as loan agreements toensure that they are complete and accurate according to policy. Show less

Fembi first equity mortgage bankers, inc.
Jul 2010 - Mar 2015Performs Final Approval and reviewing the entire loan file through verification processes, including adherence to multiple investor guidelines and complianceUnderwrite loan files to determine compliance with company investor and FHA/VA guidelinesmaintain quality control standards while maintaining production standards by company;s definitionsAbility to assess and individuals creditworthiness while adhere to all regulatory and compliance requirementsAssits the mortgage loan personnel with product guidelines, required loan documents and approval conditions changes Show less
DE Underwriter/processing manager
Jan 2013 - Mar 2015Loan Processing Manager - Consumer Direct Department
Aug 2011 - Jan 2013Loan Processor
Jul 2010 - Aug 2011
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Paramount residential mortgage group inc. (prmg inc.)
Mar 2015 - nowOperations manager-retail- de underwriter
Licenses & Certifications

Mlo
NmlsSept 2009
Languages
- enEnglish
- spSpanish
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