Experience

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  Asa international (asai)

  Nov 2014 - Aug 2017

  Credit officer(group& individual lending)

  •Recommended loan approvals and denials based on customer loan application reviews.•Originated, reviewed, processed, closed and administered customer loan proposals.•Reviewed and edited loan agreements to promote efficiency and accuracy.•Compiled a database of loan applicants' credit histories, corporate financial statements and other financial information.•Consistently oversaw the marketing of products and recruitment of clients to ensure that targets are met.•Successfully overseeing the training and management of teams to help the organization accomplish its objectives•Overseeing the immediate admission of clients into the system.•Spearheading the process of group loan appraisal and individual loan disbursement.•Used the PAR process to manage overdue cases. Show less

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  Musoni microfinance ltd.

  Sept 2017 - Aug 2019

  Credit officer(group& individual lending)

  •Consistently grew the company's product portfolio by marketing to individuals and groups.•Developed plans for growth of the product and identify suitable clients.•Conducted client education on the new products features and requirements.•Conducted loan appraisals and made viable recommendations to the branch credit committee.•Visited client business premises from time to time during loan assessment and monitoring to ensure the quality of the loan is maintained at the expected level.•Participated in the setting of personal product targets and work toward meeting the same. Show less

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  Watu credit

  Sept 2019 - Oct 2022

  Senior debt collections and recovery officer

  Achievements.•Spearheading the recommendations of loans and credit approvals to the Head of credit.•Overseeing the monitoring of the loan portfolio for a variety of branches.•Aiding in issuing and recommending action credit plans.•Successfully collecting and analyzing viable information and data to determine the non-performing loans.•Spearheading the preparation of documentary evidence in the Court of Law.•Liaising with Valuers and Auctioneers to oversee forced sales of public auctions.>Interacting with various stakeholders, including,law enforcement,customers&Court officials on Company matters. >Knowledge of criminal justice systems and processes, >Identifying indicators of fraud through investigation,data mining and analytical exercises to mitigate the impact on the business.Knowledge of Evidence Collection,Case management, preparation of reports,building water tight court cases on fraudulent clients&giving testimony in courts to substantiate findings Show less

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  Elkaro solutions limited

  Nov 2022 - now

  Team leader recovery department

  Key Deliverables.1).Overseeing Branch Operations and Branch Business Growth Opportunities.2).Incharge of Salary Loans(check-off loans).3).Maintain good quality loan book by ensuring arrears on normal and watch accounts are collected promptly and also None Performing Loans(NPL) are reduced to acceptable levels of 5%.4).Ensure debt collection and recovery procedures are followed to the latter in accordance with the company risk policies.5).Recommending loan approvals,reviews& denials based on customer loan application using financial statements&KYC procedures.6).Establishing good relationship with local authorities to make business smooth and also prevent fraud in the business.7).Manage the branch office and branch staff as per the company and HR policies and procedures.8).Business Development and Expansion(Marketing).9). Customer Relationship Management (CRM)10). Portfolio Management and branch Operations11).Ensure debt collection and recovery procedures are followed to the latter in accordance with the company risk policies& procedures.12).Preparing and monitoring the marketing budget on quarterly ans annual basis13).Establishing good relationships with local authorities to make business smooth and also prevent fraud in the business14).Overseeing Branding and corporate identity Show less