Experience

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  Mukund sabale & associates,ca firm

  Jan 2004 - Mar 2005

  Internship trainee

  Diligent Trainee Accountant | Audits | Financial Reporting | Taxation | Reconciliation | Administrative Support🔍 Audit Proficiency: Conducted regular audits for Co-operative and Nationalized Banks, developing a keen eye for detail and accuracy in financial scrutiny.📊 Financial Statements: Played a pivotal role in the preparation of financial statements, contributing to the transparent and accurate representation of clients' financial health.📑 Taxation Expertise: Managed the timely filing of returns, ensuring clients' adherence to taxation requirements and obligations.💼 Tally and Reconciliation: Employed Tally for effective accounting and reconciliation, fostering precision and consistency in financial records.📚 Record Maintenance: Assumed responsibility for recording and maintaining financial records, contributing to organized and accessible client information.📦 Administrative Support: Supported various administrative tasks, enhancing office efficiency and ensuring seamless client interactions. Show less

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  Lic

  Feb 2007 - Jun 2014

  Business development officer

  Dynamic Development Officer | Life Insurance Specialist | Sales Leadership | Recruitment | Training & Development | Market Analysis | Policy Expertise | Team Motivation | Regulatory Compliance | Client Relations• Sales Leadership: Achieved and exceeded sales targets consistently by effectively recruiting, training, motivating, and nurturing Insurance Advisors.Proficient in analysing market trends, identifying potential clients, and implementing strategies to drive sales growth.• Recruitment Expertise: Recruited 650 dedicated Insurance Advisors during my tenure, underscoring my ability to identify and attract top talent.Skilled in conducting interviews, assessing candidate potential, and selecting suitable candidates to build a strong and capable sales team.• Training and Development: Designed and delivered comprehensive training programs for Insurance Advisors, focusing on product knowledge, sales techniques, and exceptional customer service.• Market Analysis: Conducted in-depth market research and analysed industry trends to identify potential growth opportunities and develop effective sales strategies.• Policy Expertise:Possess a deep understanding of various life insurance products, including term plans, endowment policies, ULIPs, and pension plans. Team Motivation and Management:Motivated and inspired Insurance Advisors to consistently achieve their sales targets.Successfully managed teams by setting performance goals, monitoring performance, and implementing strategies to drive team success.• Regulatory Compliance: Handled underwriting processes and procedures to ensure the proper assessment of insurance policies.Proficient in regulatory compliance to meet the legal and operational requirements of issuing insurance policies.• Client Relations: Provided support and guidance in the claim process, understanding claim requirements, coordinating with relevant departments.• Data Management. Show less

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  Karnataka vikas grameen bank

  Jul 2014 - Aug 2015

  Senior manager

  Proven Sales Leader | Banking Expert | Revenue Growth | Relationship Management | Financial Services | Market Expansion | Business Development | Stakeholder Engagement | LeadershipAs a proven Sales Leader with a remarkable 1 year and 2 months of experience overseeing the Belgaum Region for Karnataka Vikas Grameena Bank, I have a strong track record of achieving results and fostering profitable relationships in the financial services sector. My experience showcases a deep understanding of:✦ Revenue Growth: Driving consistent sales performance, revenue expansion, and market penetration within the Belgaum Region.✦ Relationship Management: Building and nurturing strong and lasting relationships with diverse stakeholders, including customers and partners.✦ Business Development: Consistently delivering outstanding results through the development of innovative sales strategies and the identification of new market opportunities.✦ Stakeholder Engagement: Fostering collaboration, trust, and alignment with organizational objectives by understanding the unique needs of customers and partners.✦ Leadership: Leading by example, I have motivated teams to achieve their highest potential and create a positive impact on the organization's bottom line. Show less

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  Karnataka vikas grameena bank

  Jul 2014 - Jan 2018

  Senior branch manager

  Strategic Senior Manager | Rural Retail Banking | Stakeholder Engagement | Financial Services | Digital Transformation | Risk Management | Financial Analysis | Business Development | Compliance | LeadershipAs a strategic Senior Manager with an impactful 3 years and 9 months of experience at Karnataka Vikas Grameen Bank, I have honed my expertise in rural retail banking, demonstrating a strong commitment to serving the unique needs of rural communities. My experience highlights a deep understanding of:✦ Stakeholder Engagement: Cultivating enduring relationships with local communities, fostering trust, and aligning the bank's services with the financial needs of rural customers.✦ Digital Transformation: Spearheading technology integration to bring modern banking services to remote areas, enhancing accessibility, and ensuring a seamless customer experience.✦ Risk Management: Leading efforts to understand and mitigate rural-specific risks, preserving the bank's assets and financial stability within this distinctive landscape.✦ Financial Analysis: Utilizing financial acumen to tailor solutions that address the economic realities of rural customers and drive their financial well-being.✦ Business Development: Consistently delivering exceptional results by developing and adapting banking solutions to meet the unique needs of rural communities. Show less

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  India post payments bank

  Feb 2018 - now

  Senior manager

  Dynamic Senior Manager | India Post Payments Bank | Fintech | Banking | Financial Services | Digital Transformation | Risk Management | Business Development | Stakeholder Engagement | Financial Analysis | Leadership | Compliance | Growth Strategy | Innovation Results-Driven Senior Manager | Financial Inclusion | Project Management | Regulatory Compliance | Strategic Planning | Team Leadership | ✅ Project Management & Regulatory Compliance: I excel in project execution while strictly adhering to regulatory compliances, ensuring on-time deliverables. ✅ Financial Inclusion & Digitalization: I've been at the forefront of promoting financial inclusion, digitalization initiatives, and government schemes like AEPS, AADHAR, DBT, PMMVY, and more..✅ Government Program Implementation.✅ Cross-Functional Team Management: I have managed cross-functional teams for pilots of various products and services.✅ Stakeholder Engagement: I've worked collaboratively with a wide range of organizations and institutions, including District Administration, MSRLM.✅ User Training & Troubleshooting: MATM, AEPS, BBPS, DMT, and more.✅ Operational Management & Risk Mitigation: I've managed the operational aspects and risk mitigation of the bank, including compliance with RBI regulations.✅ Partnership Development: I have successfully established and maintained government and corporate tie-ups.✅ Team Leadership: I lead a large team of over 1200 BCs, ✅ Strategic Planning & Revenue Growth: I've developed and implemented strategic plans to achieve organizational goals and revenue targets. ✅ Distribution Management.✅ Data Analysis & MIS: I manage daily MIS activities, generate reports, analyze data, and use MIS insights to make informed decisions driving organizational growth.✅ Project Monitoring & Evaluation: I monitor and evaluate the progress and impact of IPPB projects at the district level, including setting key performance indicators (KPIs) and tracking milestones Show less