David Christian Mahardhika

David christian mahardhika

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location of David Christian MahardhikaCentral Jakarta, Jakarta, Indonesia
Followers of David Christian Mahardhika383 followers
  • Timeline

  • About me

    Relationship Manager at BNI | Credit Analyst

  • Education

    • Theresiana senior high school

      2013 - 2015
    • Unika soegijapranata semarang

      2015 - 2019
      Bachelor of engineering - be civil engineering

      GPA : 3.24

  • Experience

    • Soegijapranata catholic university

      Jan 2017 - Jan 2020
      Assistant lecturer
    • Pt bank central asia tbk (bca)

      Oct 2020 - Mar 2024

      - Spearheaded marketing initiatives for credit products, resulting in a 25% increase in new loan applications and maintaining a 95% customer retention rate through personalized relationship management- Increase credit growth by 70 billion and maintaining good debtors collectabillity.- Maintain the Loan at Risk value below 10 a Non-Performing Loan value below 2. - Provided bank solutions for 50 individual customers and 50 corporate customers to support their business goals and growth.- Carry out cross selling products to increase customer portofolio by 20%.- Manage new debtors with loan portfolio up to 5 billion with credit growth of 40 billion.

      • Business Relationship Officer

        Jan 2023 - Mar 2024
      • Customer Relationship Officer

        Oct 2021 - Jul 2023
      • Program Customer Relationship Officer

        Oct 2020 - Sept 2021
    • Pt. bank negara indonesia (persero) tbk.

      Apr 2024 - now
      Retail productive relationship manager

      - Conducted in-depth credit analysis for over 5 applicants monthly, streamlining the evaluation process by implementing standardized assessment criteria thereby improved decision turnaround time by 25%.- Manage debtor credit usage every month amounting to 75% of total credit.- Successfully managed and grew loan portfolio for new clients from 1 billion to 10 billion IDR, achieving an average monthly growth of 5 billion IDR, resulting in a 10% increase in overall department revenue.

  • Licenses & Certifications

    • Ahli muda k3 konstruksi

      Badan nasional sertifikasi profesi
      Mar 2023