Areej Dabain

Experience

• 

  Arab Bank

  Oct 2009 - Jan 2020

  - Ensure detailed and prompt investigation of all AML/CTF incidents and cases within Arab Bank Group (in Gulf, Middle East, Africa, Australia, Singapore).- Handle file reviews of suspicious activity to ensure compliance with the policies and procedures put in place- Provide oversight to the operational team, which acts as the first line monitors and investigators of suspicious activity- Handle the management and execution of second line monitoring and assessment program for Anti-Money Laundering/Counter-Terrorism Financing (AML/CTF)- Improve and maintain AML/CTF policies and procedures- Ensure consistent and timely feedback on cases that have been escalated- Evaluate, train and motivate staff to enhance their skills and knowledge of anti money laundering techniques, compliance and regulatory matters- Delivering compliance training sessions related to any new regulations or procedures to Arab Bank PLC- Actively participate in applications/systems/product development Show less

  • Assistant Manager - AML Investigator

    Jan 2016 - Jan 2020

  • AML Analyst

    Mar 2014 - Jan 2016

  • Call Center Outbound Officer- Internet Banking

    Dec 2010 - Mar 2014

  • Call Center Inbound officer

    Oct 2009 - Dec 2010
• 

  Europe Arab Bank

  Feb 2020 - now

  - Led and managed large-scale AML system transformation projects, overseeing the entire project lifecycle from initiation to post-implementation support.- Conducted comprehensive assessments of existing AML systems, processes, and data flows to identify gaps and opportunities for improvement.- Collaborated with key stakeholders, including MLRO/DMLRO, IT teams, and business units, to define project objectives, scope, and deliverables.- Worked closely with Oracle software vendors and IT teams to customize AML system solutions to meet the bank's requirements and regulatory compliance.- Gathered and documented business requirements, user stories, and acceptance criteria to ensure alignment with AML regulations and industry best practices.- Worked closely with MLRO/DMLRO to understand evolving regulatory requirements and implement necessary updates to the system.- Coordinated user acceptance testing (UAT) to gather feedback and validate the efficiency and effectiveness of AML Transaction Monitoring features.- Develop comprehensive user training materials and conduct training sessions for seamless product adoption. Show less - Successfully managed the client onboarding process for high-net-worth individuals, ensuring compliance with AML/KYC regulations and internal policies.- Conducted thorough due diligence, verifying client documentation, source of funds, and beneficial ownership information to mitigate potential risks.- Collaborated with relationship managers, compliance officers, and legal teams to expedite onboarding while maintaining strict adherence to compliance standards.- Conducting a risk-based analysis on prospective (or existing) clients according to current KYC guidelines and standards- Using external screening systems (World-Check, SafeWatch, Datanomics, LexisNexis) for screening and adverse media checks. Show less - Led a team of four analysts responsible for monitoring and investigating transactions for potential money laundering activities.- Developed and implemented robust transaction monitoring strategies and protocols to effectively identify suspicious patterns and behaviors.- Conducted regular reviews of alerts and investigations, providing guidance and feedback to analysts for consistent quality improvement.- Prepared and presented detailed reports to senior management and stakeholders on monitoring activities, trends, and outcomes.- Prepared and submitted suspicious activity reports (SARs) to regulatory authorities in compliance with reporting requirements.- Collaborated with law enforcement agencies and regulatory bodies during investigations, providing necessary information and support. Show less

  • Oracle AML Project Consultant

    Mar 2021 - now

  • KYC Onboarding Specialist

    Apr 2022 - now

  • Transaction Monitoring Manager

    Feb 2020 - now