Experience

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  Alexbank

  Sept 2013 - Oct 2013

  Trainee

  Customers service

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  Audit and accounting office

  Jun 2015 - Jul 2015

  Assistant accountant

  Trainee

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  Herotec for training & consultancy

  Jul 2015 - Aug 2015

  Assistant accountant

  Trainee

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  Rowad modern engineering

  Aug 2016 - Jul 2017

  Accountant

  • Assist the accounts manager in the preparation of asset, liability, and capital account entries by compiling and analyzing account information.• Document financial transactions by entering account information.• Recommend financial actions by analyzing accounting options• Summarize current financial status by collecting information; preparing balance sheet, profit and loss statement, and other reports.• Substantiate financial transactions by auditing documents.• Analyze and reconcile bank statement and general ledgers.• Assist with other accounting projects. Show less

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  Ghalioungui for trading

  Aug 2017 - Mar 2018

  Junior treasury analyst

  • Coordinate with various departments to preparing and perform variation analyses for treasury supervisor• Interpreting data, analyzing results using statistical techniques.• Review the accounts payable position and set a payment schedule in cooperation with treasury supervisor.• Handling all bank operation related by treasury management.

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  Lafargeholcim

  Mar 2018 - Feb 2019

  Treasury analyst

  Perform daily cash management functions - determination of cash position, Interbank transfers. Initiate wire payments, using online banking platforms andAssist in preparing LC’s and LG’s, including monthly tracking.Complete bank documentation (account openings, closings, signatorychanges, etc.). Reply to shared services team’s inquiries on pending transactions in bank reconciliations using online banking platform and SAP.Supporting payment team with reviewing invoices details, TAX calculation and responding to vendors inquiries.Connecting between Treasury Department and AP. Show less

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  Ghabbour auto

  Apr 2019 - Mar 2020

  Treasury officer

  Prepare and handling daily trade finance transactions (LC’s, LG’s, IDC’s) issuing and maintaining.• Handling day to day operation activities with banks and follow up the execution.• Assist other businesses unit by sharing daily, weekly, and monthly reports regarding executed and pending banking transactions.• Coordinate with cash management team to ensure that sufficient funds are available to meet ongoing operational requirements.• Maintaining the filing processes to facilitate the management, otherbusiness units, internal and external auditor’s accesses to old transactions. Show less

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  Benya

  Apr 2020 - Mar 2023

  1. Corporate Finance: Managing the group bank facilities exceeding USD 500 million.Handling 2 of the most complicated facility structures related to the financing of the biggest Cable factory in the Middle East and a tower-sharing company that will cover the whole country.Managing the bank requirements/covenants under each facility and preparing the schedule for meeting each covenant.Revisiting the bank's interest rates and charges promptly.2. Cash Management & Reporting:Cash reports were done for each Business Unit and on a consolidated level.Reporting includes:1- The daily cash & and debt position: shows the availability of cash or facility to meet day-to-day operations/obligations. Support the cash management decisions related to maximizing credit interest and minimizing financing costs.2- Cash flow/projections: Ensure the short-term liquidity of the group and its ability to cover future liabilities. Highlight the funding GAPs and see how to finance them. 3- Financial Ratios: Leverage, DSR to ensure that the group is in alignment with the financial covenants under the facility agreements and whether corrective actions should be taken.4.Trade Finance 1-Letter of Credit (LC) Operations: Ensure that All LCs are issued in compliance with international trade regulations, ensure that LCs are covering all risks and ensure a smooth collection of our funds without any discrepancies, LC reporting showing LC utilization, outstanding Balances, and the associated costs, tracking to ensure all are amended, extended, or closed as per the business requirements in addition to proper alignment between the treasury, finance team, sales team, and logistics2-Letter of Guarantee Operations:Issuing and following up on letters of guarantee in coordination with the concerned department and in a manner consistent with the conditions of tenders and existing projects. Show less 1.(Daily bank positions (Cash - Debt)2. Prepared, maintained, and reconciled Cash Flow.3. Perform bank transfers required daily.4. Preparing, and completing Letters of Credit (LCs), and Bills of Collection (BCs).5. Revise all interest and bank commissions.6. Performing all accounting activities related to Treasury function, including daily petty cash- reconciliations, preparing, and completing Letters of Credit (LCs) documents and Bills of Collection (BCs) ... etc.7. Collecting, and consolidating financial data from different functions across the company, to be utilized in performing work-related reports and documents.8. Following up on collections with concerned parties, to ensure timely collections and adherence to corporate collection policies and procedures.9. Implement and enhance the fintech products to improve the cash management Process (Online banking, cheque outsourcing, and ERP systems). Show less

  • Group Treasury Section Head

    Oct 2022 - Mar 2023

  • Group Senior Treasury Analyst

    Apr 2020 - Oct 2022
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  Metra computer group

  Mar 2023 - Aug 2024

  Group treasury assistant manager

  1-Bank Relations: Build and maintain a good bank relation with all banks to ensure a smooth banking operation that is also executed promptly and explore new financial options and structures that banks provide. 1.1-Corporate Finance Currently managing the group bank facilities exceeding USD 200 millionPreparing the weekly Consolidated debt position, ensuring the availability of funds to meet the business's financial needs.Managing the covenants under each facility agreement (positive, negative, and financial covenants) to avoid any breach and ensure that facilities are active and ready at any point in time. 1.2-Cash Management and Reporting:Cash Flow preparation, to ensure meeting the Group liabilities, cost savings, and maximizing profit through investing excess cash.Review all sources/streams of expected revenue.Managing uncommitted receivables purchase agreement with CITI Bank N.A USD 100 Million credit limit by preparing the necessary funding request for the eligible invoices matched with T&C mentioned in the agreement along with following up with the AR team on the collection process to ensure that that receivables are collected on agreed due date with no delays and mitigating discrepancies to transfer it back to CITI bank N.A on time to avoid any added charges or penalties.Recommend investment strategy and tactics for excess cash to maximize return on cash.2-Trade Finance 1-Letter of Credit (LC) Operations: Ensure that All LCs are issued in compliance with international trade regulations, ensure that LCs are covering all risks and ensure smooth collection of our funds without any discrepancies, LC reporting showing LC utilization, outstanding Balances, and the associated costs, tracking to ensure all are amended, extended, or closed as per the business requirements in addition to proper alignment between the treasury, finance team, sales team, and logistics. Show less

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  Mideast communication systems-mcs

  Aug 2024 - now

  Group treasury manager