Experience

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  Bb&t

  Jan 2009 - Aug 2018

  Review credit transactions for potential money laundering risk, ensuring that all policies and procedures are appropriately followed to determine the Bank’s risk tolerance for each clientDevelop procedures and instructions for specialized lines of business to comply with the Bank Secrecy Act and the Bank’s Anti-Money Laundering (AML) programMentor new associates by facilitating formalized training, as well as one-on-one walk-throughs of cases in process and best practicesEstablish policies/procedures/instructions for gaps in coverage and adherence to regulatory changes regarding OFAC screening, money laundering, and customer due diligenceCollaborate with counterparties in various lines of business prior to onboarding into the Credit Specialist Group (CSG) process to develop appropriate AML controls, processes, SharePoint sites for document retention/collaboration, and pilot periods to evaluate the effectiveness of the processesRepresent department in a large working group for the establishment of enterprise-wide processes to adhere to forthcoming Beneficial Ownership regulations Show less Determined adherence to commercial loan policy, procedures, and underwriting standards for obligors with $3MM or greater total credit exposureConducted continuous and focused exams for community banking regions, as well as specialized lines of business including commercial finance, dealer finance, oil & gas, and commercial real estateCompleted special projects for various internal clients such as Audit, Governance, Enterprise Data, etc. related to the Bank’s adherence to policy, exposure to unknown risks, and the transition to new systems, tools, and risk rating methodologies Show less Responsible for managing and maximizing the return on problem relationships within assigned regions ($500,000 - $3,000,000 Total Business Exposure)Negotiated and implemented modifications to existing credits with borrowers and borrower counsel to prevent or mitigate loss to BB&T Worked with Bank counsel to effectively litigate adversarial situations with an emphasis on loss mitigation and timely resolutionCommunicated the Bank's policies and procedures as appropriate to other bank personnel engaged in activities related to problem loan managementMonitored portfolio for potential upgrades and returns to accrual for non-performing loans as well as adherence to regulations regarding impaired assets including updated appraisals, justified carrying value and justified accrual statusExecuted on potential alternative resolutions including note sales, short sales and deeds in lieu Show less Managed portfolio of downgraded commercial credits totaling more than $150,000,000Completed timely renewals and modifications of existing loans within portfolio with a specific emphasis on enhancing the bank’s position at all timesDetermined when relationships or individual notes should be placed on non-accrual and when losses should be taken on non-accrual notesEnsured the preparation of consistent, accurate, and complete quarterly High Risk and sub-committee packagesEnsured compliance with BB&T’s appraisal process for credits within portfolioInspected credit files to ensure compliance with corporate credit policyProvided additional underwriting assistance as requested by the Regional and Senior Loan Administrators within Asset Resolution GroupServed on a project team responsible for the design, testing and implementation of the Problem Asset Management System Show less Authored objective credit risk memos on relationships greater than or equal to $50MM total credit exposure including, but not limited to; Company/Guarantor Overview Financial Analysis Credit Exposure Analysis Industry Analysis Risk AnalysisCompleted various projects regarding regulatory compliance as requested including the collection and analysis of data within the Bank’s governmental finance portfolio for executive management. Information presented included; Granularity of portfolio Regional concentrations Credit type concentrations (revenue bonds, general obligation bonds, equipment purchase debt, etc. Show less BB&T Leadership Development Program. 6-month formal commercial credit training program exclusive to BB&T. The program is a centralized, comprehensive, structured training program that provides future managers of BB&T with a strong foundation in the financial services industry. All concentrations consist of an intensive training curriculum of classroom and on-the-job training with an emphasis in providing excellent client service.Within the program, my concentration was commercial lending. Show less

  • Credit Specialist - Anti-Money Laundering

    Oct 2016 - Aug 2018

  • Credit Risk Review Officer

    Mar 2014 - Oct 2016

  • Special Assets Officer - Asset Resolution Group

    Aug 2012 - Mar 2014

  • Portfolio Manager-Asset Resolution Group

    May 2011 - Aug 2012

  • Credit Analyst, Corporate Credit Administration

    Jan 2010 - May 2011

  • Credit Analyst, Business Loan Administration

    Jun 2009 - Jan 2010

  • Leadership Development Associate

    Jan 2009 - Jun 2009
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  Truist

  Aug 2018 - Feb 2024

  Provide strategic direction and leadership to a team of Financial Crimes Executives who work with assigned business units to ensure BSA/AML/OFAC processes, procedures, and systems are effective, efficient, and aligned with the Financial Crimes Unit’s Enterprise AML PolicyEnsure compliance with the Bank’s BSA/AML/OFAC program by providing strategic direction, subject matter expertise and leadership, including the development and implementation of best-in-class solutionsServe as a subject matter expert on BSA/AML/OFAC requirements and business processes on enterprise-wide technology projects for client on-boarding, account origination and back-end systemsSupport business unit leadership during Financial Crimes monitoring/testing, audit reviews and regulatory examinations Show less Supported a team of monitoring officers tasked with performing centralized monitoring to ensure business unit adherence to enterprise self-monitoring standards by identifying, acquiring, and distributing data required to perform monitoring dutiesProvided reporting to business unit leads and Financial Crimes Governance regarding error tolerance rates for business unit controls outlined in the Program Control Matrices and Companion GuidesServed as a subject matter expert for beneficial ownership to front-line personnel, business unit leadership, technology partners and Financial Crimes leadershipSupported Financial Crimes Executives with business unit policies and procedures, audit reviews and regulatory examinations Show less

  • Financial Crimes Deputy Director

    Aug 2020 - Feb 2024

  • Financial Crimes Centralized Project Manager

    Aug 2018 - Aug 2020
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  Regions bank

  May 2024 - now

  Business unit operational risk function manager