Experience

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  Afore banamex, s.a. de c.v., integrante del grupo financiero banamex

  Jul 2014 - Dec 2014

  Intern

  Training program for individuals with high potential that consisted on working for a period of 3 months at Afore Banamex (investment division) and Seguros Banamex (commercial division).

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  Scotiabank

  May 2015 - now

  Management of a team comprised of 4 Associate Directors (VPs) with a portfolio of companies/projects mainly in the Real Estate, Power, Midstream, Infrastructure, and Diversified industries (i.e., large corporates). Supervisory responsibilities over the assigned team, ensuring that all aspects of the deal making process such as credit structuring and execution are met on time. Coaching and guidance to junior employees, ensuring deadlines and work related activities are delivered on time by proactively reviewing information of deals and legal documentation (Mexican and New York law) with the team. Maintaining proper oversight over all aspects related to maintenance and monitoring of the assigned portfolio of accounts. Show less Achievement: promoted as Director and Team Leader in less than 3 years.Structuring and execution of financing transactions, primarily in the Real Estate, Power, and Diversified (F&B, Pharmaceutical, and Chemicals) industries, in a timely manner and consistent with the risk appetite of the Bank. Responsible for coordinating the internal efforts of all the relevant stakeholders involved in a deal, and ensuring that deadlines are met. Fundamental analysis of large corporates/public companies, project oriented analysis (real estate, power, midstream, infrastructure) as well as creating financial projections to determine repayment capacity.Review of legal documentation under Mexican and New York law as part of the deal. Identifying business opportunities as a result of in-depth analysis of companies´ financial statements and industry perspectives. Show less Achievement: promoted as a Senior Credit Officer (before: Junior Credit Officer) after one year.Responsible for reviewing and making effective and time-efficient recommendations on credit proposals through fundamental analysis to determine repayment capacity. Provided support in preparing presentations for senior management related to the portfolio assigned.Effective management of a portfolio worth USD ~744MM with 109 companies from the real estate industry (commercial, industrial, and residential).On-going negotiation with the designated counterparty to establish the best conditions in a deal. Show less Achievement: Awarded Best of the Best of 3Q2016-17 for an outstanding performance on the role.Responsible for verifying compliance of financial/non-financial covenants through the analysis of financial statements and the overall credit structure.Actively supported the industry limits’ review assigned to Scotiabank Mexico Commercial Banking through industry research and estimations.Improved accuracy and performance measurement of companies through the creation of specialized financial ratios that comply with the regulatory authority. Show less

  • Director, Corporate Banking

    Aug 2022 - now

  • Associate Director (VP) - Corporate Banking

    Sept 2019 - Aug 2022

  • Senior Credit Officer

    Jan 2017 - Sept 2019

  • Client Portfolio Analyst

    May 2015 - Jan 2017