Experience

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  Al-rehman associates

  Mar 2003 - May 2003

  Accounts officer

  Worked as Accounts Officer in Accounts Department during internship period.

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  Lahore stock exchange (g) ltd.

  Oct 2003 - Dec 2003

  Internship

  Worked in Accounts Department as an Intern.

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  Bank alfalah limited

  Jul 2005 - May 2022

  Building new to bank relationships (NTB) and strengthening existing relationships by meeting the clients’ operational needs. Managing a diverse portfolio consisting of automobile, pesticides, pharmaceuticals, plastic, engineering & construction, paper and chemical sectors amounting to PKR 1.5 Billion and an annual trade volume of more than USD 2 BillionResponsible for developing profitable and quality business to ensure profits and meeting targets. Close liaising with trade and financial institution departments for timely issuance of letter of credit and guarantees.Dealing with internal operations, CAD and centralized processing units’ queries for timely resolution of customer issues. Involved in preparing CLPs, package structuring and in depth Financial Analysis of the prospective customer to minimize risk. Maintaining and ensuring healthy relationship with customers.Review & analysis of security to make sure that bank’s interest is secured.Review of limit expiries and preparation of cases for renewal and extension of limits.Preparation of reports for Head Office and SBP.Backup of Team Leader. Show less Responsible for Smooth Working of Branch Accounts OperationsPreparation of Daily Branch PositionPreparation of Business Budget / CAPEX BudgetPreparation of Month End / Quarterly / Six Monthly / Annual ReportsTax Deduction and Filling Return to Tax Authorities on Monthly, Semi Annually and Annually BasisComparison & Analysis of Monthly Branch ExpensesTaking Measures to Control Expenses within a Specified BudgetFrequently Meeting with Higher Management to Discuss Branch Profitability and Future Plan to Revised Marketing Strategy to Achieve the GoalsTDR Profit Payments to CustomersPurchase of Branch AssetsPreparation of Staff Salaries, Allowances and BonusChecking of Daily ActivityPreparation of Expense VouchersHandling Petty CashBackup of Manager Operations Show less

  • Relationship Manager - SME & Commercial

    Sept 2012 - May 2022

  • Incharge Accounts

    Sept 2010 - Aug 2012

  • Incharge Cash Department

    Sept 2008 - Aug 2010

  • Chief Cash Officer

    Sept 2006 - Aug 2008

  • Cash Officer

    Jul 2005 - Aug 2006
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  United bank limited

  May 2022 - Aug 2022

  Relationship manager - sme

  Building new to bank relationships (NTB)Responsible for developing profitable and quality business. Processing of credit proposal for short term / long term banking requirements of the customers.Credit risk assessment of assigned asset portfolio.Monitoring of infected loan portfolio and its conversion to earning assets.Involved in preparing CLPs, package structuring and in depth financial analysis of the prospective customer to minimize risk. Maintaining and ensuring healthy relationship with customers.Review of limit expiries and preparation of cases for renewal and extension of limits. Show less

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  Hbl - habib bank limited

  Aug 2022 - now

  Senior relationship manager – assets (corporate, commercial and investment banking group)

  Identifying, targeting, initiating & managing relationships with corporate & commercial customers and sourcing new mandates from existing clientele spanning over various industries.Evaluation of prospective and existing clients with special emphasis on credit risk assessment and financial analysis.Responsible for achieving budgeted business targets and identifying opportunities for business development.Providing one window solution to all customers by liaising between all key departments (Trade, Treasury, Branches, Credit Risk and Credit Administration Department etc.). Building new to bank relationships (NTB) and strengthening existing relationships by meeting the clients’ operational needs. Managing a diverse portfolio consisting of automobile, pesticides, pharmaceuticals, plastic, engineering & construction, paper, chemical sectors etc. Ensuring compliance according to guidelines prescribed by the regulator and internal policy department.Planning, prioritizing, allocating, supervising and monitoring the work of sub-ordinates to ensure expeditious handling of business requests and consistency with the prescribed bank’s policies and criteria.Close liaising with trade and financial institution departments for timely issuance of letter of credit and guarantees.Dealing with internal operations, CAD and centralized processing units’ queries for timely resolution of customer issues. Maintaining and ensuring healthy relationship with customers. Show less