Mireya Espinoza

Experience

• 

  Baja Mining

  Jul 2010 - Jan 2012

  Administrative Assistant/Document Control

  Developed and communicated weekly reports supporting projects for Accounting, Engineering, and Procurement Departments. Developed and maintained a document controlled system per department where management was able to access documentation. Performed duties associated with scheduling and organizing conferences, events and executive and management traveling. Assisted management with deadline projects. Maintained office supplies and set up new employees. Achieved Results: The accuracy of the operating results allowed senior engineers to make informed procurement decisions to preserve cash and the financing department to deliver accurate information in regards to payroll. Received promotion, and given the option to continue to work directly for the CEO of the company. Show less

• 

  Santa Clara University

  Sept 2011 - Jun 2014

  Library Student Assistant

  Assisted patrons in ordering, checking in/out and/or finding books, videos, and newspapers. Returned items to designated areas either on the floor or through automated retrieval system. Continuously mended books and cd cases. Kept inventory control on films and assisted with several projects as needed.

• 

  Realty Executives - Silicon Valley

  Jan 2014 - Feb 2014

  Financial Analyst (Internship)

  Analyzed company investment rehab projects and maintained a budget. Developed reports using ad hoc analyses and reported findings to Executives.

• 

  First Investors aka Foresters Financial Services

  Feb 2014 - May 2014

  Financial Services Representative

  Studied for Life, Accidental, and Health Insurance and achieved certification. Studied for Series 6 and 63 licensing. Had continuous training on sales and marketing strategy in preparation of being able to make credible recommendations to potential clients.

• 

  HealthExpense, Inc.

  Feb 2015 - Mar 2018

  Finance & Business Operations Manager

  HealthExpense provided a white-label SaaS platform to Financial Institutions and Benefits Administrators, enabling their customers to track, manage, and pay health expenses. In this role, I partnered directly with the CFO and CEO to oversee financial planning, budgeting, and reporting, while also managing finance operations, client accounts, and cross-functional teams across customer support and payment processing.Key Contributions:Streamlined financial processes and improved reporting accuracy.Led the restructuring of customer support and payment processing operations.Managed vendor relationships. Show less

• 

  Bank of the West

  Feb 2018 - Mar 2020

  Sr. Credit Analyst

  Worked closely with branch personnel, Underwriters and Relationship Managers to monitor commercial loan portfolio through financial analysis and ongoing monitoring. Processed new financial loan requests to evaluate completion and readiness for underwriting. Includes spreading and analysis of business and personal financial statements with detailed investigation of credit worthiness. Ensured compliance with all financial requirements, various credit administration and Federal lending statues. Maintained customer databases and knowledge of bank lending policies and procedures. Show less

• 

  Keller Williams Realty Success, LLC | Exit Realty DTC | InMotion Group | Real

  Jun 2020 - now

  Associate Broker | REALTOR®

  A professional REALTOR® who works with sellers, buyers, and investors in the Denver Metro market. An extensive knowledge of the local market, as well as the skill set to make your biggest financial transaction go smoothly. All you have to worry about is your move, and she will take care of all the details of the real estate transaction, with attention to detail and extreme integrity. Real service, with sincerity and integrity.

• 

  Diamond Financial Group, Inc | Futurity First Insurance Group

  Jan 2024 - now

  Life, Accident & Health Insurance Agent | Medicare & ACA Specialist

  Guide individuals through Medicare plans and ACA Marketplace health insurance, ensuring they select the best coverage.Educate self-employed clients on Medicare Part A contributions and ACA tax credits.Assist families in navigating ACA Open Enrollment and Special Enrollment Periods.Advocate for clients by resolving coverage issues and maximizing benefits.