Experience

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  Ulster bank

  Sept 2005 - Jun 2013

  Security & control executive

  • Took, reviewed and released security for Corporate and Business banking clients. Covered security and control for ROI Corporate Banking & Property Finance loan book and control for NI Business Banking.• Ensured pre-drawdown conditions and covenants were met before sign off and release of funds. Marked limits and resolved daily queries regarding portfolio excesses.• Liaised with Relationship Managers on security, anti-money laundering and post drawdown conditions. Completed and distributed security status, money movement and power of attorney reports.• Liaised with bank panel and external solicitors regarding security queries.• Assisted with drawing up of credit applications for a variety of accounts.• Managed team during absence of manager, supervising 5 staff. Conducted morning team huddles. Supported interview process and trained 2 new hires.• Part of team that established Global Restructuring Group in 2008. Managed property and bad loans.• Worked on a project to create a new database to amalgamate security for all loans. Liaised with IT.• Created new procedures for GRG area. Worked with new operations teams to improve drawdown processing efficiency, e.g. cut signatories on drawdowns and limit marking, and options for call backs to customers for 3rd party payments improved by 60%.• Instigated and implemented new process to bypass drawdown defects. • Involved with the Lean project. Attended weekly meeting to generate new ideas to improve efficiency.• Gained detailed understanding of the loan process, from start to finish. Educated my team on the work carried out before the final product landed on our desk.• Helped create database of all front office requests received (security reviews, old drawdowns and old approvals). Saved storage costs and eliminated 48 hour retrieval from offsite storage. Show less

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  Aib

  Jul 2014 - now

  • Real Estate Associate

    May 2018 - now

  • Credit Analyst

    Jul 2014 - May 2018