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Nikolaos Kottaras

Nikolaos kottaras

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location of Nikolaos KottarasAthens, Attiki, Greece
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  • Timeline

  • About me

    Finance Professional 📈 20+ Years of Experience | Banking | Accounting & Auditing | Collection of Receivables | Letters of Guarantee | Loans | Claims | NPCS | Debt Appendices | Off-Balance-Sheet Statements

  • Education

    • Hellenic management association (eede)

      -
      Master of business administration - mba business administration and management, general

    • Hellenic open university

      -
      Master's degree banking and financial support services

    • Technological educational institute of athens / tei of athens

      -
      Bachelor's degree business administration and management, general

  • Experience

    • National bank of greece

      Oct 1992 - Mar 1993
      Intern

    • Alpha leasing s.a

      Sept 1998 - Feb 2005
      Assistant accountant

      â–ș Pricing rentals, late interest, and other expenses were conducted on behalf of the clientâ–ș Reconciliation of customer account balancesâ–ș Management of client money and cash flowâ–ș Customer service to transfer equipment and change ownership of vehicles

    • Aspis leasing s.a

      Feb 2005 - Nov 2011
      Assistant accountant

      â–ș Payment and recording of suppliesâ–ș Reconcilation of suplpiers balancesâ–ș Allocation of costsâ–ș Preparation of tax returns(Payroll Tax and stamp interest)â–ș Preparation of withheld tax certifications of freelancersâ–ș Preparation of Company's contractsâ–ș Monitoring receiving, collecting, and recording of post-dated chequesâ–ș Accounting treatment of company's assets leased customers

    • T leasing s.a (formely aspis leasing s.a.)

      Dec 2011 - May 2013
      Leasing officer

      â–ș Cooperation with the Directorates, branches, and companies of the Group T Bank S.Α (formerly Aspis Bank S.A) for the efficient execution of customer requestsâ–ș Preparation of contract documents such as Agreement General Terms and conditions, special terms of the Annexes, and authorized Leasing Proposalâ–ș Monitored information and collaboration with partner insurance companies of T Bank S.A (formerly Aspis Bank S.A) for insuring customer equipmentâ–ș Cooperation and communication with suppliersâ–ș Execution of termination contracts and transfer of ownership to the lesse Show less

    • Hdb - hellenic development bank sa

      May 2013 - Nov 2014
      Credit analyst

      â–ș Analysis of financial data of SMEs and self-employed persons and suggestion for approval of grant requestsâ–ș Receipt and audit of financial data of SMEs and self-employed persons, which have been sent in the form of electronic files by the cooperating banksâ–ș Control of the accumulation of state aid and consistency of SMEs in previous programs and accordance with the defined institutional framework of HDB (formerly E.T.E.AN S.A) actionsâ–ș Operation and use of business and private transaction behavior information (TΕIRESIAS)â–ș Use of credit rating tools (scorecards) and business information such as ICAP and INFOBANK HELLASSTATâ–ș Informing and providing information to the public about the financial tools of HDB (formerly E.T.E.AN S.A): Business Restructuring - Island Tourism Entrepreneurship - Guarantee Fund Show less

    • Eurobank

      Dec 2014 - Mar 2020

      â–ș Audit of all loan receivables (per account) of the debtor from the computer systems of the Bankâ–ș Search from the Bank's systems all the documents which are required for the announcement of the receivables (conventional documents, mortgage office registration certificates, etc.)â–ș Updated the "electronic file of announcements" in which are recorded all the related actions announcement of all the claims of the debtorâ–ș Instruction for the production of statement account in non-up-to-date loans to Bank units and their promotion to the General Directorate of Legal Services and the lawyer who handled the case to announce all the claims of the Bank Show less

      • Collaterals Recoveries Sector

        Sept 2017 - Mar 2020

      • Npcs Operation & Support Sector

        Aug 2015 - Sept 2017

      • Non Performing Customers

        Dec 2014 - Jul 2015

    • Dovalue greece

      Apr 2020 - Oct 2024
      Centralized operation - liquidations & acquisitions management division

      â–ș Collection of receivables in portfolios with up to 8-digit amountsâ–ș Receipt and verification of draft letters of guarantee by the cooperating lawyers of the companyâ–ș Procedures for the receipt of the original letters of guarantee and delivery to the associated law firmsâ–ș Μonitoring and troubleshooting which can arise during the procedure for the collection of guarantees letters by lawyersâ–ș Checking the collection of letters of guarantee in the company accountsâ–ș Training of colleagues and collaboration with other departments Show less

    • Ellenko s.a

      Nov 2024 - now
      Tenders - offers department

      â–șManagement of the Public e-tendering platform (EΣΗΔΗΣ), KΗΔΜΗΣ, Promitheas, iSupplies, cosmoONEâ–șSearching for public tender procedures, which are of interest for the companyâ–șMonitoring of electronic tender search systemsâ–șIIdentification of suitable products, and preparation/drafting/submission of bids for public and government tenders, in collaboration with the sales departmentâ–șKeeping a record of participation of the company in public and government tenders

  • Licenses & Certifications

    • Business etiquette

      Eurobank

    • First aid, physical safety and use of extinguishing media

      Eurobank

    • General data protection regulation (gdpr)

      Eurobank

    • Conflict of interest and rules for personal transactions

      Eurobank

    • Management of problematic loans

      Eurobank

    • Tackling money laundering and terrorist financing

      Eurobank

    • Professional license accountant - tax class ii

      Economic chamber of greece

    • Training of assistant accountants in computerized accounting - 360 hours

      Hellenic management association (eede)