Sapna Jaglan

Experience

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  CETPA Infotech Pvt. ltd.

  Jun 2011 - Jul 2011

  Learner

  Learned the basics of Hardware Description Languages ,basically VHDL and the programming in C.

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  BHEL,HARIDWAR

  Jun 2012 - Jul 2012

  SUMMER INTERN

  Understood the working of CNC machines and was associated with Telecomm. Deptt.

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  Barclays

  Sept 2013 - Oct 2014

  Process Advisor

  Worked as a Process Advisor for the UK market, servicing Barclaycards customer base.

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  Honeywell

  Nov 2014 - Aug 2015

  Technical Support Associate

  Worked as Technical Support Associate for Global Customer Support Centre for US market.Provided end-to-end support and testing of the thermostats-based systems. Thermostats are used in any device or system that heats or cools to a set point temperature, such as building heating, central heating, air conditioners, HVAC systems, water heaters etc.

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  American Express

  Sept 2015 - Apr 2023

  Worked as a Lead Compliance Analyst: Support FXIP Compliance Management in all the Regions and provide audit, detection across FXIP global organization, in relation to controls and compliance requirements as per company policies and local regulatory laws and regulations.Effective management of high-risk D&B alerts and staff termination accounts.Managed Annual financial reviews, Re-activation reviews and closed account reviews.Timely clearance of Bridger hits which surface during the time of payments processing/real time etc. as per the sanctions manual/relevant policy in force from time to time.Conducted Enhanced Due Diligence Review on high-risk new account applications.Completed audits and controls and compliance testing throughout FXIP global business units. This includes monitoring and assessment of compliance with local regulatory requirements and Amex internal policies and SOX testing.Ensured accurate recording of credits received and identification and reporting of discrepancies.Worked with FXIP and market compliance to investigate and resolve potential sanctions matches.Assisted FXIP Compliance management and Transaction Monitoring Analysts with resolving alerts.Did root cause analysis of Compliance issues with AML policies and procedures. Show less Assess credit risk; analyze the financial condition and credit reporting of Consumer, Small Business and Fortune 500 corporate clients. Evaluating credit reports, approving credit exposures/limits within set risk parameters through Responsible Lending Policies. Researching sources such as Experian, Transunion, Equifax and SBFE (Small business financial exchange) to gather external data on borrowersEvaluating liquidity, profitability and credit histories of corporations and individuals. Provide financial recommendations to control credit exposure and effective payment management. Risk and Fraud Management: Managing credit abuse, minimizing credit runaways, insolvency, and bankruptcy.Identifying multiple significant cases, red flags and patterns associated with the laundering of illicit funds.Working closely with clients and other internal departments to provide the best possible service and suggestions for improvement in processes and systems.Improving credit analysis through the development and implementation of new reporting procedures.Supported the identification, assessment and reporting of risk related to fraud and related control environment. Show less

  • Lead Financial Analyst

    Dec 2020 - Apr 2023

  • Sr. Credit Analyst with Account Services-Credit

    Sept 2015 - Dec 2020
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  Acclaim Health

  Jul 2023 - now

  Co-ordination Analyst