
Timeline
About me
Manager, PFS Credit - Secured Lending at United Overseas Bank (M) Bhd
Education

Sheffield hallam university
2012 - 2013Bachelor's (honours) degree banking and finance second upper
Tunku abdul rahman college
2008 - 2012Advance diploma banking and finance meritActivities and Societies: Treasurer of Banking and Finance Society
Experience

Citi
Jan 2011 - Apr 2011InternshipLoans Operation Department Job descriptions:• Customer Statement Verification • Issue Rectification• Cheque Issuance • Filling/Documentation • Report Presentation

Investors trust
Feb 2012 - May 2012Contract employeePolicy Owner Services, Private Client Services and Cash DepartmentJob descriptions:• Customer Services• Underwriting• Enquiry processing • Existing policy amendment• Cash Management• Funds processing

United overseas bank (malaysia) bhd
Dec 2012 - nowManagerPFS-Credit (Secured Approval) Department Key Roles and Responsibilities:• Achieve above KPI• Supervise and guide new colleagues to acquire essential skills to perform daily functions well• Acquire additional responsibilities to perform review on exceptional cases churn out by system based on program lending rules• Escalate the application to approver if there is any major discrepancy for further investigation• Handle and process loan applications which required special manual review in a special unit• Perform pre-assessment activities to ensure applications are adequate for credit assessment and credit processing• Perform verification i.e. document completeness, data accurancy and property check as per UOBM's Guidelines• Perform credit analysis i.e. evaluate customer records and creditworthiness to mitigate repayment risk and possibility of default • Recommend credit decisions to credit supervisor according to UOBM's Policies & Guidelines• Ensure the compliance of the submitted documents during the acceptance and proceed for instruction to solicitor & RLOC Show less
Licenses & Certifications

Professional credit certification (pcc) - completed cce
Asian institute of chartered bankersApr 2014
Languages
- enEnglish
- maMandarin
- maMalay
- caCantonese
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