Joyjeet Roy, FRM®

Experience

• 

  Planning Commission of India

  Jun 2011 - Aug 2011

  Financial Resource Intern

  Strategic Planning of Revenue Received and Expenditures of the state of Andhra Pradesh in accordance to the 13th Finance Commission Report keeping in view the major fiscal indicators and how to keep the state solvent by finding the borrowing limit.

• 

  Acuité Ratings & Research Limited

  Nov 2012 - Sept 2013

  Criteria Executive

  Performing Industry research and analysis with grading of industry in different verticals. Conducting secondary data analysis to analyse the future outlook of different industries by setting benchmarks.

• 

  Bank of Baroda

  Sept 2013 - Mar 2016

  Assistant Manager Strategic Planning Department

  Analysis of daily business of all branches in Tamil Nadu and Kerala zone and also monitoring submitting monthly update to Reserve Bank of India.Preparation of quarterly and weekly statements of branches with respect to CASA and variance analysis of deposit growth and credit growth of the zone. More emphasis on Retail growth segment of the bank and make strategies in banking products to increase retail segment of the zone. Review of the performance of all the regions in Tamil Nadu and Kerala zone and preparing business budget for the bank. Studying the right mix of business of the bank to suggest maximum risk adjusted return in accordance with industry scenario and future trends.Action plan for improving profitability of branches and conducting meetings with branch heads for mid term and quarterly business.Preparing quarterly performance review and making presentations for Tamil Nadu & Kerala region to the General Manager of the Zone and Corporate Committee of Bank of BarodaI have been assigned 2 additional departments like handing fraud risk monitoring with regards to inactive accounts and new accounts having cash transactions of Rs.1 lakh and above in Core Business Solutions and handling Credit proposals of Rs. 10 lakhs and more and reviewing its PSR and sanction limit. Show less

• 

  HDFC Bank

  May 2016 - May 2021

  Senior Manager

  Part of Integrated Risk Management team looking after capital planning and product profitability of the Bank across different business verticals.

• 

  Barclays

  May 2021 - now

  Looking after the allocation, delivery and oversight of Barclays Corporate and Investment Bank. I am working in credit portfolio team where my task is to ensure mitigation of concentration risk and at the same time ensure proper controls and oversight for any breaches/excesses in given mandates

  • Vice President

    Mar 2024 - now

  • Assistant Vice President

    May 2021 - Mar 2024